Let’s Be a Blessing: Help Release Our Neighbors’ Medical Debt - RIP Medical Debt

Let’s Be a Blessing: Help Release Our Neighbors’ Medical Debt

Every dollar you donate forgives $100 in Medical Debt

$1,737.77
raised of $5,000 goal
34%
Campaign Created BySt. Thomas' Episcopal Church & St. David's Episcopal Church

Help bring a bit of light into the lives of families in our region that are struggling under the burden of medical debt – an evil of our time. By contributing to this initiative, we can be a blessing to those in need around us in western Pennsylvania, northern West Virginia, eastern Ohio, and beyond.

In scripture, God commanded the Hebrew people to forgive all debt and release those enslaved by debt every 50 years (Leviticus 25, Deuteronomy 15). This was their year of Jubilee. In the Gospel, Jesus echoes the prophet Isaiah saying he came to bring good news for the poor, release for the captives, and liberty for the oppressed (St. Luke 4:18).

Today, we can come together to provide a needed debt jubilee for our neighbors. Let’s be a blessing. A 2019 study in the American Journal of Public Health identified medical debt as the #1 cause of personal bankruptcy in the United States. The cost of medical debt is high. It not only destroys finances. It can destroy families.

During June to September 2022, we—St. David’s in Peters Township and St. Thomas’ in Canonsburg—Episcopal Churches in Washington County—are partnering with RIP Medical Debt to release our neighbors’ medical debt in western Pennsylvania, northern West Virginia, eastern Ohio, and beyond. Our mission will help individuals and families whose:

  1. Income is less than 4 times the federal poverty level
  2. Debts are 5% or more of annual income

The good news is that buying medical debt is cheap.

By raising $5,000, we can relieve ~$500,000 of medical debt in our region.

Let’s Be a Blessing: Help Release Our Neighbors’ Medical Debt

Campaign Support Recipients
Western PA, Eastern OH, & Northern WV
  • Recent Donations
  • Donor Avatar
    Samuel R. just donated $250
  • Donor Avatar
    Anonymous just donated $160
  • Donor Avatar
    Anonymous just donated $102.77
  • Donor Avatar
    Kelly A. just donated $25
  • Donor Avatar
    Anonymous just donated $100
  • Donor Avatar
    Anonymous just donated $250
$1,737.77
raised of $5,000 goal
34%
  • Recent Donations
  • Donor Avatar
    Samuel R. just donated $250
  • Donor Avatar
    Anonymous just donated $160
  • Donor Avatar
    Anonymous just donated $102.77
  • Donor Avatar
    Kelly A. just donated $25
  • Donor Avatar
    Anonymous just donated $100
  • Donor Avatar
    Anonymous just donated $250

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

More Campaigns

71% Raised
$26,000 Goal
The Episcopal Diocese of Missouri
Episcopal Medical Debt Forgiveness Campaign 
Supporting: Missouri and St. Louis County , Missouri
39% Raised
$5,000 Goal
Meizon Mission
North Central Florida Medical Debt Relief
Supporting: North Central Florida
Help us fundraise!
25% Raised
$1,000,000 Goal
THEE Alliance
THEE Alliance Forgiving Medical Debt
Supporting: The Upper Midwest
5% Raised
$40,000 Goal
Bethel United Church of Christ
12% Raised
$5,000,000 Goal
RIP Medical Debt
A Nation That Cares
Supporting: Nationwide

Ready to Launch Your Own Debt Relief Campaign?