Nationwide - RIP Medical Debt
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Join 1798 to abolish medical debt for families who need it most.

Every dollar you donate forgives $100 in Medical Debt

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Campaign Created By1798, LLC

Join 1798 in supporting one of our favorite organizations, RIP Medical Debt.

Being in the health care industry, it pains us that so many people are affected by crushing medical debt. Therefore, we have joined forces with RIP Medical Debt to eliminate the financial hardships caused by medical bills for individuals and families in America’s most vulnerable communities.

Campaign Support Recipients
$1,899.51
raised of $3,000.00 goal
63%
Recent Donations
  • Donor Avatar
    Donna G. just donated $256.62
    25 yrs ago, as a young mom, I lost my insurance coverage 2 weeks before my diagnosis with cancer. The bills mounted quickly. Great charity
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    Anonymous just donated $513.03
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    Bonnie M. just donated $102.77
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    Kevin K. just donated $102.77
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    Albert C. just donated $102.77
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    LISA M. just donated $51.49
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    Vania F. just donated $102.77
    Thank you for the amazing work you do for people in our community!
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    Matthew D. just donated $256.62

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Here’s how we lift them up.

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You make a donation

With every donation, RIP uses its precise data analytics to pinpoint the medical debt of those most in need of relief: households whose income is below twice the federal poverty line or are insolvent.

RIP buys medical debt at a steep discount

Your donations allow us to buy debt in bundles. That allows us to buy debt at a fraction of the original cost. So whatever you donate has 100x the impact.

Together we wipe out medical debt

People receive a letter that their debt is gone. No taxes. No penalties. Just like that, they're free of medical debt.

Frequent Questions
Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:
IRS 501(c)3 Determination Letter
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Who qualifies for debt forgiveness?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 2x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.
  • Facing insolvency — debts are greater than assets.

We only buy debt that has been pre-qualified by our partners to meet at least one of these three criteria. 

We never collect on debt we purchase, only forgive it.

Do recipients of debt forgiveness have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are forgiven, the forgiveness is a gift from a detached and disinterested third party (RIP) as an act of generosity, so forgiveness of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is forgiven by their donation?

Due to HIPAA laws, RIP Medical Debt cannot disclose the names of the debt relief beneficiaries.

Can I apply for debt relief?

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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