40 Days to Forgive Campaign - RIP Medical Debt

40 Days to Forgive Campaign

raised of $10,000 goal
Donate by Check
Campaign Created By First Lutheran Church of Moline, IL and St. Pius of Rock Island, IL

During this season, we are focusing on doing something concrete to help others who are crushed by medical debt. We invite you on a journey of forgiveness for the next 40 days – “forgive us our debts as we forgive our debtors”.  It’s not a hand out….simply a hand up for those in need.  Please join us in this worthy endeavor.

Campaign Support Recipients
  • Recent Donations
  • Donor Avatar
    First Lutheran Church Moline just donated $106
raised of $10,000 goal
Donate by Check
  • Recent Donations
  • Donor Avatar
    First Lutheran Church Moline just donated $106

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

More Campaigns

20% Raised
$5,000 Goal
Cargill United Methodist Church
Forgive Us Our Debt
Supporting: Wisconsin and Upper Midwest
119% Raised
$10,000 Goal
Fox Valley Unitarian Universalist Fellowship
4% Raised
$20,000 Goal
42% Raised
$10,000 Goal
Christ Episcopal Church, Cody
41% Raised
$10,000 Goal
GG Luke and Liz Keegan
7% Raised
$10,000 Goal
Concerned Citizens
Wauwatosa Medical Debt Wipeout
Supporting: Wisconsin

Ready to Launch Your Own Debt Relief Campaign?