A Nation That Cares - RIP Medical Debt

The Koshy Fam's Fundraiser for RIP Medical Debt

Let no debt remain outstanding...

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Steve K
SK
Fundraiser BySteve K

Hi all!

RIP Medical Debt is a great organization that raises money to purchase medical debt at a discount and then completely forgive it, helping tons of people plagued by mountains of debt, collections calls, and stress for their medical issues.

“Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law.” – Romans 13:8

– Steve and Shanu

Campaign Support Recipients
Nationwide

This fundraiser supports a campaign: A Nation That Cares.

Campaign Details

Join Our Campaign Now! There are millions of families in the US currently strapped by medical debt. Imagine having that weight on your shoulders, while still recovering from health issues, trying to support your family with through inflation, global unrest and uncertainty.   Your church can provide relief to 403,104 of these families who are struggling with medical debt. They each owe an average of $1,000 for medical treatment, and you can wipe it away right now with RIP Medical Debt’s Lenten campaign – A Nation that Cares.   We all have a close friend or a relative who requires ongoing care for cancer, diabetes, or heart disease. They walk into […]

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Campaign Created ByRIP Medical Debt
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Give this fundraiser a boost towards success by helping to raise money targeted directly at those in need.

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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

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  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Who We Help
Read Our FAQ
Debt Resources
Frequent Questions
Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:
IRS 501(c)3 Determination Letter
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Who qualifies for debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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