Abundant Love UU Campaign to Eliminate Medical Debt - RIP Medical Debt

Abundant Love UU Campaign to Eliminate Medical Debt

Every dollar you donate forgives $100 in medical debt!

$11,913.85
raised of $10,000 goal
119%
Donate by Check
Campaign Created ByFox Valley Unitarian Universalist Fellowship

At the Fox Valley Unitarian Universalist Fellowship (fvuuf.org), we practice building a world in which everyone’s worth and dignity are upheld. We are guided by a love that we know holds everyone, and we strive to be that love for each other and for the wider world.

Our Fellowship’s Ministers’ Discretionary Fund (MDF) is set aside to assist people in our circle of concern who are in need of tangible care. During the pandemic, our congregation members and friends were overwhelmingly generous, and the MDF currently has an abundance of funds. We plan to keep $10,000 in that fund to cover the ongoing needs of those nearest to us. On January 31, 2023, anything above and beyond that amount will be donated to RIP Medical Debt. Medical debt is a crushing weight for so many people in our nation, given the for-profit insurance systems which force people to make impossible choices between food, medicine, life-saving procedures, housing, and other essentials. If we can help relieve that debt for some people and help them feel loved in the process, then we are living our values.  RIP Medical Debt buys unpaid debt for pennies on the dollar, allowing each dollar donated to eliminate $100 of medical debt. 

To donate to our Ministers’ Discretionary Fund,  visit fvuuf.org/give, choose Online Giving and select Ministers Discretionary Fund, or text the amount you want to give, space, MDF ($50 MDF) to 833-278-1690 and follow the prompts. On January 31, 2023, anything in our MDF above $10,000 will be donated to RIP Medical Debt. Our goal is to donate $10,000 to eliminate $1 million in debt. Thank you for your abundant, generous love!

Campaign Support Recipients
Midwest
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$11,913.85
raised of $10,000 goal
119%
Donate by Check
  • Recent Donations
  • Donor Avatar
    Anonymous just donated $26.80
  • Donor Avatar
    Lisa & Kevin T. just donated $318
  • Donor Avatar
    Anonymous just donated $100
  • Donor Avatar
    Fox Valley Unitarian Universalism just donated $50
  • Donor Avatar
    Anonymous just donated $106
  • Donor Avatar
    Katie R. just donated $58.50
  • Donor Avatar
    Anonymous just donated $53.20
  • Donor Avatar
    Anonymous just donated $53.20

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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