Georgia - RIP Medical Debt

Campaign to relieve debt in Georgia!

Every dollar you donate forgives $100 in Medical Debt

$3,360.20
raised of $10,000 goal
33%
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Campaign Created ByAthens-Clarke County Democratic Committee

The Athens-Clarke County Democratic Committee is following the lead of Stacey Abrams and working to forgive medical debt of people in our community. RIP Medical Debt is an organization that bundles medical debt in the collections phase that can be purchased and forgiven cheaply (sadly this cheaply forgivable debt accounts for less than 1% of all medical debt). Every $1 forgives $100. This means our fundraising goal of $5,000 will forgive $500,000 of crushing medical debt that debt collectors are holding over our neighbors. The organization has a rating of 100/100 on Charity Navigator. Letters are also sent to the people whose debt is forgiven and we will receive a Debt Fulfillment Report.
Based on available medical debt that can be acquired and forgiven, we will use money raised to forgive debt with the following priorities:

1. All medical debt that can be purchased cheaply to provide medical debt relief for residents of Clarke County.

2. All medical debt that can be purchased cheaply to provide medical debt relief for residents of neighboring counties Oconee, Jackson, Madison, Oglethorpe, and Barrow.

3. All medical debt that can be purchased cheaply to provide medical debt relief for residents of all US Congressional District 10 counties such as Elbert, Walton, Morgan, Greene, Taliferro, Butts, Jasper, Putnam, Hancock, Henry, Newton, and Wilkes counties.

4. Any additional money raised would go to Georgians in other counties.

Target Date of Completion: 2022

Campaign Support Recipients
Georgia
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    People are suffering under unjust debt burdens. Our system is messed, but but this is a great way to give some people debt relief.
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$3,360.20
raised of $10,000 goal
33%
  • Recent Donations
  • Donor Avatar
    Pat P. just donated $35
  • Donor Avatar
    Mary R. just donated $256.62
  • Donor Avatar
    Ann R. just donated $50
  • Donor Avatar
    Anonymous just donated $5
  • Donor Avatar
    Marci W. just donated $100
    People are suffering under unjust debt burdens. Our system is messed, but but this is a great way to give some people debt relief.
  • Donor Avatar
    Angela G. just donated $51.49
  • Donor Avatar
    Jessica F. just donated $102.77
  • Donor Avatar
    Anonymous just donated $25.85

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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