St. Frances of Rome Church Campaign
Help us abolish debt in Appalachia today!
Our parish community began with ministry to the health needs of women here in 19th Century Louisville, which is why we accede to the patronage of St. Frances of Rome, who devoted her life to piously serving the poor and ill of the 15th century. On June 27th, we read in the Gospel about the afflicted woman who “spent all she had” seeking healing, and reached out to Jesus Christ for help. The scripture strikes a nerve with us, about many who have suffered not only because of illness, but also because of the expense incurred by our broken medical system. And we recognize that many of these brothers and sisters might not know who to reach out to. That’s why we are donating, and inviting you to donate, to relieve the debts of those who have fallen victim to disease and financial hardship because of it. Please join us!
Campaign Support Recipients
- Andrew H. just donated $102.77
Fundraise for This Campaign
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How RIP Works
Over a hundred million Americans, one in three, struggles with the weight of medical debt.
Here’s how we lift them up.
You make a donation
With every donation, RIP uses its precise data analytics to pinpoint the medical debt of those most in need of relief: households whose income is below twice the federal poverty line or are insolvent.
RIP buys medical debt at a steep discount
Your donations allow us to buy debt in bundles. That allows us to buy debt at a fraction of the original cost. So whatever you donate has 100x the impact.
Together we wipe out medical debt
People receive a letter that their debt is gone. No taxes. No penalties. Just like that, they're free of medical debt.
Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.
When we purchase a portfolio of medical debt, we abolish debt for individuals who:
- Earn less than 2x the federal poverty level (varies by state, family size).
- Debts are 5 percent or more of annual income.
- Facing insolvency — debts are greater than assets.
We only buy debt that has been pre-qualified by our partners to meet at least one of these three criteria.
We never collect on debt we purchase, only relieve it.
No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.
For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.
Due to HIPAA laws, RIP Medical Debt cannot disclose the names of the debt relief beneficiaries.
RIP Medical Debt cannot relieve debt by individual request.
While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.
Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.