Central Kentucky - RIP Medical Debt

$10,333.20
raised to date
Campaign Created ByThe Presbyterian Churches in Mid-Kentucky

Dear Friends,

Help us publicly demonstrate our ever-present concern for the betterment of our communities by donating to our campaign to raise funds to eliminate the enormous burden of medical debt of many qualified individuals throughout our communities.

  • Every dollar you donate forgives approximately $100 in Medical Debt
  • Every Ten Dollars you donate forgives approximately $1,000 in Medical Debt
  • Every Hundred Dollars you donate forgives approximately $10,000 in Medical Debt

We have partnered with RIP Medical Debt, a highly rated 501c3 charity that specializes in forgiving medical debts. With our help, RIP will be able to purchase this debt for pennies on the dollar, and pay it off for countless families right here in our backyard.  100% of your donation goes directly to debt relief, RIP raises operating expenses in other ways.

This campaign is another example that we are church members that are more interested in helping than in being helped. We are church members that are more interested in loving than being loved.  We are church members that are more interested in giving than getting. Thanks for your consideration and support.

Visit: www.midkentuckypresbytery.com

Click the donate button above or by mail, send a check (notate Medical Debt Campaign) to your church or to:

Mid-Kentucky Presbytery
1044 Alta Vista Road
Louisville, KY 40205

Campaign Support Recipients
Kentucky
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$10,333.20
raised to date
  • Recent Donations
  • Donor Avatar
    Highland Presbyterian Church just donated $50
  • Donor Avatar
    Alissa S. just donated $26.80
  • Donor Avatar
    Suzanne B. just donated $26.80
  • Donor Avatar
    Margaret F. just donated $10.90
  • Donor Avatar
    John Knox Presbyterian Church just donated $26.80
  • Donor Avatar
    Stewart Bridgman J. just donated $10.90
  • Donor Avatar
    Highland Presbyterian Church just donated $50
  • Donor Avatar
    MKY Finance Committee just donated $5,000

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

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  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Who We Help
Read Our FAQ
Debt Resources
Frequent Questions
Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:
IRS 501(c)3 Determination Letter
Download
Who qualifies for debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

Ready to Launch Your Own Debt Relief Campaign?

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