Coming Together for Texas Campaign - RIP Medical Debt

$128
raised of $5,000 goal
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Campaign Created ByKrishna Hariprasad

Coming Together for Texas Campaign

Medical debt within Texas has been a growing concern, with areas such as Houston having some of the highest rates of unpaid medical bills in the country. After witnessing this and becoming more educated on issues plaguing the United States healthcare system, with the COVID-19 pandemic serving as a catalyst, I became devoted to being able to take on addressing disparities within a financial context. Learning about RIP Medical Debt through observing student campaigns effectively eliminating thousands of dollars of medical debt inspired me to address the issue in the context of my location.

According to the public policy organization, Every Texan, Texas has much higher income disparities by race, with countries such as Harris and Travis with some of the highest percentages of disparities. The campaign would eliminate medical debt in both these counties and more and hopefully serve to lessen financial disparities within medicine. After witnessing my friends at college band together to aid a peer’s family in covering their medical debt, I became amazed and empowered at the impact a group of students dedicated to a cause had on a family in need.

Through RIP Medical Debt, I hope to not only eliminate a sizable amount of medical debt, but be able to take action against a healthcare system that can promote inequity at times, and work for a brighter tomorrow.

Campaign Support Recipients
Travis County, Texas
Harris County , Texas
Texas
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$128
raised of $5,000 goal
2%
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  • Recent Donations
  • Donor Avatar
    Anonymous just donated $128

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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

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  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Who We Help
Read Our FAQ
Debt Resources
Frequent Questions
Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:
IRS 501(c)3 Determination Letter
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Who qualifies for debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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