Dallas/Fort Worth - RIP Medical Debt

Help Abolish Medical Debt in Dallas/Fort Worth Today

Every dollar you donate forgives $100 in Medical Debt

$41,852.94
raised of $80,000 goal
52%
Campaign Created ByRIP Medical Debt

The Problem 

For many years, Texas has consistently held one of the highest rates of medically uninsured citizens in the United States. With medical costs rising at an exponential rate over the past four decades, paying off medical bills is a feat that is insurmountable for many Americans.

According to a recent study conducted by Kaiser Health News and NPR, more than 100 million Americans suffer from the burden of medical debt. The same study revealed that of the 20 most populous counties in the country, Texas has the highest percentage of people struggling to pay their medical bills, with Dallas and Tarrant counties at the top of the list.

In addition to the already high insured rate, when COVID-19 hit, even more Texans were added to that total. The Federal Reserve Bank of Dallas wrote that the pandemic created a “perfect storm for medical debt,” where the loss of jobs and subsequential loss of medical insurance, combined with a global pandemic, has left so many with little hope of relief from this financial stress.

How You Can Help Dallas/Fort Worth

RIP Medical Debt uses your donations to purchase bundled medical debt portfolios on the secondary debt market, and then forgives that debt at pennies on the dollar. This specific campaign will benefit Dallas, Tarrant, Rockwall, Denton, Kaufman, Ellis, Hunt, Delta, Collin, Parker, Wise, and Johnson Counties.

On average, $1 is leveraged to abolish $100 in medical debt, and every donation through this page will be spent directly on abolishing medical debt in North Texas. With $62 million of medical debt available in the counties listed alone, there is ample opportunity to make a difference.

When debt relief recipients open the yellow envelope from RIP, they are told that their debt has been bought by a third party and erased with no strings attached. They owe nothing on the debt and face no tax penalty. A recent beneficiary wrote to us, saying, 

“I opened this letter while working today and almost cried. This medical debt was the last one on my Equifax credit report, but I didn’t know when I’d have money to pay it with ongoing medical and living expenses. What a blessing!” 

 MIA FROM DALLAS, TX, RIP MEDICAL DEBT RECIPIENT OF DEBT RELIEF

Every dollar you contribute is a $100 investment in North Texas towns and cities. On average, $8.87 will wipe out the debt associated with a single billing account. Money will stay in the community instead of being taken by out-of-state debt collectorsPlease join us today!

Initial funding for this debt relief project provided by The Sholar Foundation and The Chrest Foundation.

Campaign Support Recipients
Texas
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    Anonymous just donated $800
    pray that everyone can afford to pay medical bills one day
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$41,852.94
raised of $80,000 goal
52%
  • Recent Donations
  • Donor Avatar
    Anonymous just donated $800
    pray that everyone can afford to pay medical bills one day
  • Donor Avatar
    Mary S. just donated $256.62
    Merry Christmas, Kayvon. Much love, Mom
  • Donor Avatar
    Anonymous just donated $20.72
  • Donor Avatar
    Anonymous just donated $102.77
  • Donor Avatar
    Taylor T. just donated $25.85
  • Donor Avatar
    Anonymous just donated $20.72
    Grateful to have been given much, grateful to give.
  • Donor Avatar
    Anonymous just donated $10.46
  • Donor Avatar
    Chelsea M. just donated $513.03

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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Ready to Launch Your Own Debt Relief Campaign?