Abolish Florida Medical Debt
Every dollar you donate forgives $100 in Medical Debt
To donate to this campaign by mail, please send a check:
Payable To:
RIP Medical Debt
Address:
RIP Medical Debt
P. O. Box 411675
Boston, MA 02241-1675
Memo Line:
RIP Medical Debt — 10773
The Problem
In the past forty years, medical costs have doubled, insurance copays and deductibles have spiked, and bankruptcy rates have quadrupled, creating an avalanche of medical debt. Over 60% of bankruptcies in America have medical debt as a root cause.
The problem is especially dire in Florida. Studies found that Florida has some of the highest healthcare costs in the country and one of the highest uninsured rates.
From carefree Okaloosa Island to sunny Miami Beach, Florida feels like paradise. And when you’re living in an oasis, it can be easy to forget that many people around you are struggling. While others are saving for retirement in the Keys or splurging on a night in South Beach, many owing medical debt are forced to split their paychecks with debt collectors, working nights and weekends to pay back a debt they incurred through no fault of their own. Those saddled with substantial medical debt, particularly, can be denied loans, apartments, or even jobs, making it difficult to advance in life or escape their debt.
How You Can Help
RIP Medical Debt uses your donations to purchase bundled medical debt portfolios from hospitals and occasionally on the secondary debt market and then abolishes that debt at pennies on the dollar.
On average, $1 is leveraged to abolish $100 in medical debt, and every donation through this page will be spent directly on abolishing medical debt in Florida.
When debt relief recipients open the yellow envelope from RIP, they are told that their debt has been bought by a third party and erased with no strings attached. They owe nothing on the debt and face no tax penalty. A recent beneficiary wrote to us, saying:
“I read my letter over a few times to make sure it was the real thing. Receiving this debt relief renewed my faith that I can get back on track. It jump-started it – that we can do this – I can get back in the game! It’s unheard of what RIP does, and it’s a game changer in the medical world. It’s a game changer for me.”
Reagan, RIP Medical Debt Recipient of Debt Relief
Every $1 you contribute is a $100 investment in Floridian towns and cities. Money will stay in the community instead of being taken by out-of-state debt collectors. On average, $15.40 can abolish the medical debt of an entire family in Florida, allowing them to use the money for what matters to them most.
Campaign Support Recipients
- Recent Donations
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- Andres K. just donated $26.80
- Anonymous just donated $26.80
- Danielle S. just donated $106
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To donate to this campaign by mail, please send a check:
Payable To:
RIP Medical Debt
Address:
RIP Medical Debt
P. O. Box 411675
Boston, MA 02241-1675
Memo Line:
RIP Medical Debt — 10773
- Recent Donations
- Anonymous just donated $63.70
- Anonymous just donated $106
- Anonymous just donated $26.80
- Anonymous just donated $19.40
- Andres K. just donated $26.80
- Anonymous just donated $26.80
- Danielle S. just donated $106
- Hayley H. just donated $26.80
New research on the impacts of medical debt
A new survey published by PerryUndem in 2023 shows that medical debt is a shared experience for patients across the country.
Key Findings
Patients are making tradeoffs that affect their daily lives.
- Nearly 7 in 10 Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill.
- 6 in 10 Six in ten patients report they have self-treated, delayed, or skipped dental and medical appointments. Thirty-four percent report changing the foods they eat or eating less food to afford health care.
People and patients feel trapped in debt and see no way out. They see medical debt as different from other forms of debt - entirely the fault of institutions and systems, and not something consumers have any control over.
- Nearly 50% Nearly half feel trapped and believe they will never be able to pay off their debt, while a third of respondents reported feeling heightened depression and anxiety.
- Nearly 9 in 10 Nearly 9 in 10 blame the health care industry for fueling the medical debt crisis - not patients themselves. They say the problem stems from the system putting profit over patients.
Fundraise for This Campaign
Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.
3 Active Fundraisers
How RIP Works
Over a hundred million Americans, one in three, struggles with the weight of medical debt.
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You make a donation
We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
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RIP buys medical debt at a steep discount
We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
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Together we wipe out medical debt
People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.
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