Nationwide - RIP Medical Debt

Campaign to relieve debt Nationwide!

Every dollar you donate forgives $100 in Medical Debt

$1,124.89
raised of $10,000 goal
11%
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Campaign Created ByFriends University

Campaign Created by Friends University, Wichita, Kansas

The concept of Jubilee, or the forgiveness of debts, is present throughout the Old Testament and in the teachings of Jesus in Luke 4. Throughout the fall semester at Friends University, our Campus Ministries department will be highlighting this concept through our chapel services and programming. We know that the God revealed in Scripture cares deeply about the flourishing of people in all dimensions of their lives, including economic. Medical debt is something that stands in the way of flourishing for many people. 

Beyond simply learning about Jubilee and God’s heart for society, we want to invite our community of students at Friends University into practicing Jubilee by contributing to RIP Medical Debt with a goal of raising $10,000. We have chosen this debt relief organization because it maximizes the impact of small gifts by amplifying them 100 times, meaning that students can make a large impact on debt forgiveness even through small donations. 

Campaign Support Recipients
Nationwide
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$1,124.89
raised of $10,000 goal
11%
Fundraise
  • Recent Donations
  • Donor Avatar
    Rob R. just donated $10.46
  • Donor Avatar
    Amy C. just donated $250
  • Donor Avatar
    Campus M. just donated $125.90
  • Donor Avatar
    Campus M. just donated $113
  • Donor Avatar
    Rob R. just donated $10.46
  • Donor Avatar
    Lisa H. just donated $102.77
  • Donor Avatar
    Rob R. just donated $10.46
  • Donor Avatar
    Campus M. just donated $236.10

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

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  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Who We Help
Read Our FAQ
Debt Resources
Frequent Questions
Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:
IRS 501(c)3 Determination Letter
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Who qualifies for debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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