A Medical Debt Lifeline For Georgians, By Georgians
Join the campaign to abolish all available medical debt in Georgia, leaving no Peach behind.
A National Crisis on Our Doorstep
Hospitals have closed throughout Georgia, a problem predating the chaos of 2020, leaving many without viable options for medical treatment. Rural and exurban areas have increasingly limited access to healthcare as well as some of the nation’s worst health outcomes. The South is disproportionately burdened by medical debt, especially people of color and those living with disabilities. All but 3 of Georgia’s 159 counties have a doctor shortages; 9 counties have no doctor at all, 60 have no pediatrician, 77 have no psychiatrist, 58 have no emergency doctors, and 76 have no OB/GYNs. More than 1 million Georgians have no surgeons, psychiatrists or OB/GYN in their home county. The costs of travel and accommodations create additional financial burdens for already financially distressed households.
We are collectively moved by the legacy of our late neighbor, representative, and local saint, John Lewis, to do whatever is necessary to liberate our neighbors in need throughout the entire state. If something can be done, how can we say no? Abolishing their medical debt gives them and their families the self-determination they need to start fresh, buy a car, move out of substandard housing that is making their children sick, or go back to school. More than 20% of Georgians have medical debt that is in collections, and that’s not even accounting for the avalanche of debt that will be at risk of going into collections from the pandemic and job losses of 2020.
What a Single Dollar Can Do for Our Communities
RIP Medical Debt is a national nonprofit which purchases those medical debts belonging to the most burdened Americans in large, bundled portfolios from debt buyers and collection agencies for a fraction of their face value. Every $1 abolishes $100 of medical debt on average – and if your company matches, that dollar can wipe out twice or three times that amount of debt!
We want to wipe as much debt as possible for Georgians, leaving no peach behind. Eliminating this medical debt means millions of renewed access to credit, buying power, stable housing, and basic necessities. Parents can recover from losing their jobs without choosing between food on the table and paying the minimum on an overwhelming medical bill. Local businesses don’t have to shutter, because now their patrons have disposable income again. It means building a more resilient community that can weather the next disruption better. This is a rising tide that will lift all boats, and every single drop in that ocean makes a difference.
Campaign Support Recipients
- Katherine F. just donated $650
- Brynn D. just donated $20
- Anonymous just donated $50
- Aleisa M. just donated $520
- Timothy H. just donated $100
- Anonymous just donated $50
- John G. just donated $52
- Margaret S. just donated $10
How RIP Works
Over a hundred million Americans, one in three, struggles with the weight of medical debt.
Here’s how we lift them up.
You make a donation
With every donation, RIP uses its precise data analytics to pinpoint the medical debt of those most in need of relief: households whose income is below twice the federal poverty line or are insolvent.
RIP buys medical debt at a steep discount
Your donations allow us to buy debt in bundles. That allows us to buy debt at a fraction of the original cost. So whatever you donate has 100x the impact.
Together we wipe out medical debt
People receive a letter that their debt is gone. No taxes. No penalties. Just like that, they're free of medical debt.
Yes! Please send checks to the following address, made payable to “RIP Medical Debt”:
RIP Medical Debt
80 Theodore Fremd Avenue
Rye, NY 10580
Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.
When we purchase a portfolio of medical debt, we abolish debt for individuals who:
- Earn less than 2x the federal poverty level (varies by state, family size).
- Debts are 5 percent or more of annual income.
- Facing insolvency — debts are greater than assets.
We only buy debt that has been pre-qualified by our partners to meet at least one of these three criteria.
We never collect on debt we purchase, only forgive it.
No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.
For those whose medical debts are forgiven, the forgiveness is a gift from a detached and disinterested third party (RIP) as an act of generosity, so forgiveness of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.
Due to HIPAA laws, RIP Medical Debt cannot disclose the names of the debt relief beneficiaries.
RIP Medical Debt cannot relieve debt by individual request.
While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.
Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.