Georgia - RIP Medical Debt

Help Abolish Georgia Medical Debt Today

Every dollar you donate forgives $100 in Medical Debt

Campaign Created ByGeorgia Hotspot Debt Relief Campaign

What to Know…

In the past forty years, medical costs have doubled, insurance copays and deductibles have spiked, and bankruptcy rates have quadrupled creating an avalanche of destructive medical debt. More than 60% of bankruptcies in America have medical debt as a root cause. Hospitals have closed throughout Georgia, a problem predating the chaos of 2020, leaving many without viable options for medical treatment. Rural and exurban areas have increasingly limited access to healthcare as well as some of the nation’s worst health outcomes. This campaign is an effort to clear away as much existing medical debt as we can access throughout the state to provide a form of economic relief.

How to Help

RIP Medical Debt uses your donations to purchase bundled medical debt portfolios from hospitals and on the secondary debt market, and then forgives that debt at pennies on the dollar. 

When debt relief recipients open the yellow envelope from RIP, they are told that their debt has been bought by a third party and erased with no strings attached. They owe nothing on the debt and face no tax penalty

We frequently have access to large amounts of medical debt throughout the state of Georgia. If something can be done, how can we say no? Abolishing medical debt gives people and their families the self-determination they need to start fresh, buy a car, move out of substandard housing, or go back to school. Eliminating this medical debt means millions of renewed access to credit, buying power, stable housing, and basic necessities. On average, $1 is leveraged to abolish $100 in medical debt, and every donation through this page will be spent directly on abolishing medical debt in Georgia. Please join us today!

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    Health Law Network supports the substantial financial relief that RIP Medical Debt provides to those that need it the most.

Fundraise for This Campaign

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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Here’s how we lift them up.

You make a donation

With every donation, RIP uses its precise data analytics to pinpoint the medical debt of those most in need of relief: households whose incomes are less than four times the federal poverty level guideline or with medical debt representing at least 5% of gross income.

RIP buys medical debt at a steep discount

Your donations allow us to buy debt in bundled portfolios, millions of dollars at a time at a fraction of the original cost. On average, whatever you donate has 100x the impact.

Together we wipe out medical debt

People across the country receive a letter that their debt is gone. No taxes. No penalties. Just like that, they’re free of medical debt.

Who We Help

Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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