Help, Healing and Hope Campaign Phase III - RIP Medical Debt

Help Abolish Medical Debt Today

Every Dollar You Donate Forgives $100 In Medical Debt

$2,642
raised of $10,000 goal
26%
Donate by Check
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Campaign Created ByHope Episcopal Church

Dear Friends,

Welcome to Phase III of Help, Healing & Hope!

In Phase I and Phase II, we raised a total of $17,238.78.

It has been a humbling experience to be able to help so many people who struggle with stifling medical debt for our neighbors right here in Pennsylvania.  

Over half of all collections activity in this country is medical-related. With our help, RIP has been able to purchase this debt for pennies on the dollar.

What has encouraged us the most is that these funds were raised starting with Hope Church, Manheim, and St. Luke’s, Lebanon: two churches that, over their history, have worked together since the days of their founding and are now in two separate Dioceses in Central Pennsylvania, and Bethlehem. We are finding occasion to work together again.

Loving our neighbors, with our neighbors, has helped us discover a common mission together, and we are thrilled. What’s even better is that Phase I was funded by dozens of Episcopal Churches in both dioceses, as well as through a number of special offerings, personal donations, and support by faith communities.

Phase III allows us to work together to keep this good thing going. We are honored to work with all of you on this common mission and are very appreciative of your generosity! 

Together, let us, in Jesus’ name, offer Help, Healing & Hope!

To learn more about the two churches that began the initiative, or our two dioceses, or see how recent news features on RIP Medical Debt, please click on the links below.  

If you wish to join us with your support, you may send contributions payable to “Hope Episcopal Church” and designate “Medical Debt” in the memo line, and we will forward your gifts to the campaign. You may contribute here: https://hopeepiscopal.org/help-healing-hope/# for our online giving link at Hope Church  – OR – contribute directly to this RIP Medical Debt campaign page.

Church Address: Hope Episcopal Church, 2425 Mountain Road, Manheim, PA 17545 

Campaign Support Recipients
Pennsylvania
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    John H. just donated $529
$2,642
raised of $10,000 goal
26%
Donate by Check
  • Recent Donations
  • Donor Avatar
    Anonymous just donated $2,113
  • Donor Avatar
    John H. just donated $529

New research on the impacts of medical debt

A new survey published by PerryUndem in 2023 shows that medical debt is a shared experience for patients across the country.

Key Findings

Patients are making tradeoffs that affect their daily lives.
  1. Nearly 7 in 10 Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill.
  2. 6 in 10 Six in ten patients report they have self-treated, delayed, or skipped dental and medical appointments. Thirty-four percent report changing the foods they eat or eating less food to afford health care.
People and patients feel trapped in debt and see no way out. They see medical debt as different from other forms of debt - entirely the fault of institutions and systems, and not something consumers have any control over.
  1. Nearly 50% Nearly half feel trapped and believe they will never be able to pay off their debt, while a third of respondents reported feeling heightened depression and anxiety.
  2. Nearly 9 in 10 Nearly 9 in 10 blame the health care industry for fueling the medical debt crisis - not patients themselves. They say the problem stems from the system putting profit over patients.

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

1 Active Fundraiser

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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