Helping Our Virginia Neighbors Pay Off Medical Debts - RIP Medical Debt

Helping Our Virginia Neighbors Pay Off Medical Debts

Every dollar you donate forgives $100 in Medical Debt

$14,498.60
raised of $10,000 goal
144%
Donate by Check
Campaign Created ByPeace Hill Christian Fellowship

www.peacehill.org

We are raising funds that will go directly to paying off medical debts owed by our neighbors. 

Our neighbors are weighed down by huge medical bills that linger long after their medical needs are resolved. More than 60% of bankruptcies in America have medical debt as a root cause. These debts keep people from thriving, so we are doing as Proverbs commands:

Do not withhold good from those to whom it is due,

when it is in your power to act.

Through RIP Medical Debt, which purchases debts in bulk, every $1 that we raise can eliminate $100 dollars’ worth of medical debts. We want to raise at least $10,000 by September 30, to clear $1,000,000 worth of medical debt for people in our region.  

This is a powerful picture of God’s grace that wipes out our debts, but is also a practical, tangible demonstration that God’s justice is at work in our world.

Campaign Support Recipients
Henrico County, Virginia
Charles City County, Virginia
James City County, Virginia
New Kent County, Virginia
  • Recent Donations
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    Diane C. just donated $265
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    Erin And Robert L. just donated $106
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    Michael W. just donated $58.50
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    Raleigh C. just donated $128
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    Grant R. just donated $100
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    Anonymous just donated $58.50
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$14,498.60
raised of $10,000 goal
144%
Donate by Check
  • Recent Donations
  • Donor Avatar
    Diane C. just donated $265
  • Donor Avatar
    Erin And Robert L. just donated $106
  • Donor Avatar
    Michael W. just donated $58.50
  • Donor Avatar
    Raleigh C. just donated $128
  • Donor Avatar
    Grant R. just donated $100
  • Donor Avatar
    Anonymous just donated $58.50
  • Donor Avatar
    Christine S. just donated $5.60
  • Donor Avatar
    Anonymous just donated $2.50

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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