Hope for the Weary - RIP Medical Debt

Hope for the Weary

Relieving Medical Debt in Lafayette, Calhoun & Yalobusha Counties, Mississippi

$5,452.02
raised of $5,000 goal
109%
Campaign Created ByOxford Church of Christ & Rivers Hill Church of Christ

This campaign to ease medical debt burdens in Lafayette, Calhoun, and Yalobusha counties is a collaborative effort between the Oxford Church of Christ and the Rivers Hill Church of Christ—both located in Oxford, Mississippi. We seek to be a blessing in our communities. Please feel free to contribute to our $5,000 goal (our minimum) which will relieve $500,000 in medical debt for needy, struggling families.

Campaign Support Recipients
Mississippi
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$5,452.02
raised of $5,000 goal
109%
  • Recent Donations
  • Donor Avatar
    Amy S. just donated $500
    We have been blessed to be a blessing!
  • Donor Avatar
    Anonymous just donated $51.49
  • Donor Avatar
    Thomas W. just donated $102.77
  • Donor Avatar
    Anonymous just donated $150
  • Donor Avatar
    Carol W. just donated $25.85
  • Donor Avatar
    Anonymous just donated $250
  • Donor Avatar
    Amanda P. just donated $51.49
  • Donor Avatar
    L R. just donated $100

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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