Love In Action - RIP Medical Debt

Love In Action

Expressing the Faith: Extending the Family

Campaign Created ByNew True Vine Baptist Church

Every day families are choosing between food and medication. Whatever the choice, the family loses. The cost of medications, vaccines and health care supplies affect people of all ages, including infants. The pandemic has worsened the condition of many in our country. We can do something to help decimate the debt associated with medical expenses. The New True Vine Baptist Church has entered into Partnership with the RIP Medical Debt organization in a nationwide campaign to help alleviate the financial burden of many. We are stronger together. 

Hear from a beneficiary of RIP Medical Debt:

I would like to extend my gratitude [to] you all [for] assisting me with this bill. Last year I lost my mom and brother due to COVID. I also was affected by the virus during the same time, but I survived the battle. Since then I have been in and out the hospital and even had surgery on my lungs… Your generosity [has helped me] since I am also not working anymore [because I am] not able to get around like I used to! I can’t say it enough but thank you thank you thank you and may god bless you.”

John B.

Campaign Support Recipients
raised of $5,000 goal
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Fundraise for This Campaign

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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Here’s how we lift them up.

You make a donation

With every donation, RIP uses its precise data analytics to pinpoint the medical debt of those most in need of relief: households whose incomesĀ are less than four times the federal poverty level guideline or with medical debt representing at least 5% of gross income.

RIP buys medical debt at a steep discount

Your donations allow us to buy debt in bundled portfolios, millions of dollars at a time at a fraction of the original cost. On average, whatever you donate has 100x the impact.

Together we wipe out medical debt

People across the country receive a letter that their debt is gone. No taxes. No penalties. Just like that, they’re free of medical debt.

Who We Help

Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific detailsĀ of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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