Love In Action - RIP Medical Debt

Love In Action

Expressing the Faith: Extending the Family

$1,557.03
raised of $5,000 goal
31%
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Campaign Created ByNew True Vine Baptist Church

Every day families are choosing between food and medication. Whatever the choice, the family loses. The cost of medications, vaccines and health care supplies affect people of all ages, including infants. The pandemic has worsened the condition of many in our country. We can do something to help decimate the debt associated with medical expenses. The New True Vine Baptist Church has entered into Partnership with the RIP Medical Debt organization in a nationwide campaign to help alleviate the financial burden of many. We are stronger together. 

Hear from a beneficiary of RIP Medical Debt:

“I would like to extend my gratitude [to] you all [for] assisting me with this bill. Last year I lost my mom and brother due to COVID. I also was affected by the virus during the same time, but I survived the battle. Since then I have been in and out the hospital and even had surgery on my lungs… Your generosity [has helped me] since I am also not working anymore [because I am] not able to get around like I used to! I can’t say it enough but thank you thank you thank you and may god bless you.”

John B.

Campaign Support Recipients
Nationwide
  • Recent Donations
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    Jonathan C. just donated $200
    "Lord, forgive us our debts as we forgive our debtors" "The master of that servant released him and forgave him the debt" - The Bible
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    Arnesha J. just donated $100
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    New True V. just donated $1,128.41
    Love in Action
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    Patrick J. just donated $102.77
    Love in Action
$1,557.03
raised of $5,000 goal
31%
Fundraise
  • Recent Donations
  • Donor Avatar
    Jonathan C. just donated $200
    "Lord, forgive us our debts as we forgive our debtors" "The master of that servant released him and forgave him the debt" - The Bible
  • Donor Avatar
    Arnesha J. just donated $100
  • Donor Avatar
    New True V. just donated $1,128.41
    Love in Action
  • Donor Avatar
    Patrick J. just donated $102.77
    Love in Action

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

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  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Who We Help
Read Our FAQ
Debt Resources
Frequent Questions
Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:
IRS 501(c)3 Determination Letter
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Who qualifies for debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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