Massachusetts - RIP Medical Debt

Help Abolish Massachusetts Medical Debt Today

$1,112.70
raised of $11,000 goal
10%
Fundraise
Donate by Check
Campaign Created ByEvan Collins & Edwin Qiu

Here’s the problem:

Medical debt is a pressing issue in Massachusetts, with an estimated 1 in 6 residents struggling to pay off medical bills. The issue is exacerbated by high healthcare costs in the state, which are the 4th highest per capita in the country.

Medical debt is not only a financial burden for individuals and families, but it also has a ripple effect on the broader community. A study by the Urban Institute found that medical debt leads to decreased credit scores, difficulty accessing loans, and reduced savings, all of which impact long-term financial stability. Medical debt can lead to delays in seeking medical care, worsening health outcomes and increasing long-term healthcare costs. Moreover, medical debt disproportionately affects historically under-resourced communities. Therefore, there is a critical need to address medical debt for promoting both financial and health equity in Massachusetts.

This is where your donation to our campaign for RIP Medical Debt can help so many in need in Massachusetts!

How to help:

RIP Medical Debt purchases medical debt in bulk and completely abolishes it. The individuals who will benefit are low income and burdened by their medical debt. Every dollar on average relieves about $100 worth of medical debt! With a $10 donation, you can abolish $1000 worth of medical debt, which is about the average debt associated with a billing account. If we raise our goal of $11,000, we will be able to relieve about $1.1 million of unpaid medical debt in Massachusetts!

Please consider donating to this great cause! All donations are accepted and tax-deductible. Donations in excess of our $11,000 goal will go towards debt cancellation in other states and/or future debt in Massachusetts. Donors have the option to remain anonymous. Beneficiaries are anonymous.

Lastly, we are especially challenging the students from Boston area universities to help us erase medical debt in Massachusetts!

If you have any questions or want to get involved in our campaign, please email [email protected]

Thank you very much!

Here are just a few testimonials from individuals who have had their medical debt relieved by RIP Medical Debt:

Campaign Support Recipients
Massachusetts
  • Recent Donations
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    Anonymous just donated $106
  • Donor Avatar
    Judith W. just donated $10.90
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    Jason F. just donated $5.60
  • Donor Avatar
    Maya K. just donated $26.80
  • Donor Avatar
    Anonymous just donated $244
  • Donor Avatar
    Anonymous just donated $529
  • Donor Avatar
    Reva K. just donated $38.40
  • Donor Avatar
    Anonymous just donated $106
$1,112.70
raised of $11,000 goal
10%
Fundraise
Donate by Check
  • Recent Donations
  • Donor Avatar
    Anonymous just donated $106
  • Donor Avatar
    Judith W. just donated $10.90
  • Donor Avatar
    Jason F. just donated $5.60
  • Donor Avatar
    Maya K. just donated $26.80
  • Donor Avatar
    Anonymous just donated $244
  • Donor Avatar
    Anonymous just donated $529
  • Donor Avatar
    Reva K. just donated $38.40
  • Donor Avatar
    Anonymous just donated $106

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

Fundraise

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

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  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Who We Help
Read Our FAQ
Debt Resources
Frequent Questions
Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:
IRS 501(c)3 Determination Letter
Download
Who qualifies for debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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