Michigan UCC – United in Love - RIP Medical Debt

$10,736.49
raised of $40,000 goal
26%
Campaign Created ByBethel United Church of Christ

A generous donor is offering a $10,000 match for contributions made to this campaign. Get your donation in today!

Michigan UCC – United in Love is a joint effort of United Church of Christ colleagues across Michigan, along with our families, friends and ecumenical partners who are dedicated to the work of relieving medical debt for our neighbors. Our campaign is focused on eliminating medical debt for hundreds of families in Michigan and working together to translate love for our neighbors into action.

RIP Medical Debt has acquired a portion of Michigan’s medical debt totaling $4.0 million and is able to wipe out that amount at a 100:1 ratio. That means that for every dollar you donate, $100 of medical debt is eliminated. Our goal is to raise $40,000 which will eliminate the total $4 million debt.

When this goal is reached, debt relief recipients open the yellow envelope from RIP. They are told that their debt has been bought by a third party and erased with no strings attached. They owe nothing on the debt and face no tax penalty. 

We invite you to consider joining us in easing the burdens of Michiganders struggling with unpaid medical debt. Click on the secure “Donate” button to contribute now.

If you have questions, please contact Rev. Dr. Diane Baker at [email protected]

Campaign Support Recipients
Michigan
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$10,736.49
raised of $40,000 goal
26%
  • Recent Donations
  • Donor Avatar
    Kris A. just donated $102.77
  • Donor Avatar
    Barbara Von V. just donated $100
  • Donor Avatar
    Anonymous just donated $1,400
  • Donor Avatar
    Dan B. just donated $25.85
  • Donor Avatar
    Anonymous just donated $10.46
  • Donor Avatar
    Michael Y. just donated $154.05
  • Donor Avatar
    Patty H. just donated $256.62
  • Donor Avatar
    Robyn A. just donated $50

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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