Nationwide - RIP Medical Debt

Help Joyce Abolish Medical Debt Today!

Every dollar you donate forgives nearly $100 in medical debt

Campaign Created ByJoyce Bloom

October – a month filled with leaves, cool breezes, Halloween, and oh yes – Breast Cancer Awareness. I am a three time breast cancer survivor and a three time October celebrant, either by diagnosis or by surgeries. Every time I was supported by those near and dear to me. Positivity, envisioning a positive outcome, got me through treatments that with each subsequent diagnosis, grew bigger in depth and breadth. Each time, my recovery was marked by my return to dance – my own personal celebration of movement and creativity. 

I created a dance, viewable on Facebook or by request, as a celebration of being cancer-free and perform it with appreciation for the phenomenal medical treatment I received, paid for by health insurance. I share this dance with you and ask you to help this organization that helps those going through the struggles of treatment and financial strain.

Rest in Peace Medical Debt.

The mission of Medical Debt Resolution, Inc., BDA RIP Medical Debt, is to acquire and abolish medical debt owed by persons experiencing poverty or other hardship on behalf of individuals, foundations and corporations.

RIP Medical Debt Organization reduces medical debt by buying up the debt at pennies on the dollar and wipes out a family’s debt due to inability to pay their medical bills  At the time of my writing to you, they have cleared $5,000,000,000.00 of medical debt

I recognize that I am fortunate to have good health insurance and the ability today for deductibles and whatever the insurance company those chose to not cover. Thank you to my physicians, hospitals and medical centers who were willing to accept what the insurance company deemed appropriate. Please help those who are not as fortunate as we are to be able to afford their medical care.

Campaign Support Recipients
raised of $5,000.00 goal
Recent Donations
  • Donor Avatar
    Marianne M. just donated $30.97
    Joyce you are such an inspiration!!
  • Donor Avatar
    Anonymous just donated $50
  • Donor Avatar
    Debra G. just donated $102.77
    Happy to support our beautiful neighbor Joyce Bloom.
  • Donor Avatar
    Alice S. just donated $256.62
  • Donor Avatar
    Linda J. just donated $100
    Joyce Thank-you for sending joy and hope into the world!
  • Donor Avatar
    Christina B. just donated $513.03
  • Donor Avatar
    Nancy G. just donated $18.67
    May you always have a Happy Face!!!! You are AMAZING!!!!
  • Donor Avatar
    Marjorie B. just donated $250

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

No fundraisers, yet.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Here’s how we lift them up.

You make a donation

With every donation, RIP uses its precise data analytics to pinpoint the medical debt of those most in need of relief: households whose income is below twice the federal poverty line or are insolvent.

RIP buys medical debt at a steep discount

Your donations allow us to buy debt in bundles. That allows us to buy debt at a fraction of the original cost. So whatever you donate has 100x the impact.

Together we wipe out medical debt

People receive a letter that their debt is gone. No taxes. No penalties. Just like that, they're free of medical debt.

Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 2x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.
  • Facing insolvency — debts are greater than assets.

We only buy debt that has been pre-qualified by our partners to meet at least one of these three criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.