Students in Action - RIP Medical Debt

Students in Action Campaign

A Youth Led Network to Abolish Medical Debt!

Campaign Created ByRIP Medical Debt

Medical costs have doubled in the past forty years, insurance copays and deductibles have spiked, and bankruptcy rates have quadrupled, creating an avalanche of destructive medical debt. More than 60% of bankruptcies in America have medical debt as a root cause.

Take the first step towards abolishing burdensome medical debt by taking part in RIP Medical Debt’s Students in Action Campaign!

Launched on April 23rd of 2021, in honor of Global Youth Service Day, this campaign is the first large-scale crowdfunding effort in RIP Medical Debt’s history that is entirely student-led! The campaign aims to bring high school and college students from across the country together to tackle one of America’s longest-standing social issues.

When you create a fundraiser for this campaign, you join a dynamic peer network of students who share the goal of living in a world without medical debt.

In addition to collaborating with other Students in Action fundraisers, you will be invited to regular working sessions with peer mentors who have run RIP campaigns in the past. These dedicated mentors understand how difficult it can be to fundraise as a student (and equally, how rewarding!) so they will be able to offer invaluable support along the way.

During these sessions, students have the opportunity to:

  1. Share effective fundraising tactics and social media strategies
  2. Learn how to raise awareness about the medical debt crisis
  3. Understand how the debt abolishment process works and how RIP Medical Debt operates
  4. Speak to key RIP Medical Debt staff members about the topic of medical debt

These meetings provide the chance for students who are interested in fundraising for RIP the opportunity to build a community with like-minded individuals while abolishing medical debt at the same time. We know that the sky is truly the limit when we all come together to create change.

Interested in getting involved?

Reach out to RIP Medical Debt’s Development Coordinator, Sofia Del Valle, at [javascript protected email address] and she will help you get started! Whether this is your first fundraiser or you’re a fundraising expert, you have something valuable to offer this campaign and we cannot wait to have you on board.

Please note: We encourage all students to reach out to Sofia before creating a fundraiser. Thank you!

Campaign Support Recipients
raised of $10,000 goal
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    This is a great cause. Good luck Katie!
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Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Here’s how we lift them up.

You make a donation

With every donation, RIP uses its precise data analytics to pinpoint the medical debt of those most in need of relief: households whose incomes are less than two times the federal poverty level guideline or with medical debt representing at least 5% of gross income.

RIP buys medical debt at a steep discount

Your donations allow us to buy debt in bundled portfolios, millions of dollars at a time at a fraction of the original cost. On average, whatever you donate has 100x the impact.

Together we wipe out medical debt

People across the country receive a letter that their debt is gone. No taxes. No penalties. Just like that, they’re free of medical debt.

Who We Help

Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 2x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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