Our goal is to make sure no person has to fear if their health is determined by whether or not they pay a medical bill. No matter how small or big you donate, your contribution will help abolish medical debt. We would greatly appreciate your donation!
-Medafford and Undue Medical Debt Team
We have a new name — RIP Medical Debt is now Undue Medical Debt.
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Help us abolish Medical Debt. Your contribution will help many people.
Fundraiser Created By
Medafford
How would you like to donate?
To donate to this fundraiser by mail, please send a check:
Payable To:
Undue Medical Debt
Address:
Undue Medical Debt
P. O. Box 411675
Boston, MA 02241-1675
Memo Line:
Medafford — 61720
Campaign Info
Campaign Support Recipients
Nationwide
This fundraiser is supporting a campaign: Students in Action.
Campaign Details
Medical costs have doubled in the past forty years, insurance copays and deductibles have spiked, and bankruptcy rates have quadrupled, creating an avalanche of destructive medical debt. More than 60% of bankruptcies in America have medical debt as a root cause. Take the first step towards addressing this mounting crisis by joining The Students in […]
Campaign Created By
Undue Medical Debt Students in Action Program
How Undue Works
Over a hundred million Americans, one in three, struggles with the weight of medical debt.
- You make a donation
- We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
- Undue buys medical debt at a steep discount
- We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
- Together we wipe out medical debt
- People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.
Frequently Asked Questions
Is my donation tax deductible?
Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.
Who qualifies for debt relief?
When we purchase a portfolio of medical debt, we abolish debt for individuals who:
- Earn 4x or below the federal poverty level
- Have medical debt that is 5 percent or more of their annual income.
We only buy debt that meets at least one of these criteria.
We never collect on debt we purchase, only relieve it.
Do recipients of debt relief have any adverse consequences?
No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations or strings attached.
Medical debt relief is a gift from a detached and disinterested third party (Undue) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.
Can donors see whose debt is relieved by their donation?
Due to HIPAA laws, Undue Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.
Can I apply for debt relief?
Undue Medical Debt cannot relieve debt by individual request.
While we would love to help everyone who needs assistance, Undue cannot abolish medical debt for specific individuals. We acquire large, bundled portfolios of debt to help thousands of people at once and we can only erase debts that providers like hospitals and physicians are willing to sell to us.
Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help.
About Undue
Undue Medical Debt is a national 501(c)(3) nonprofit which leverages donations to buy large, bundled medical debts at steep discounts, providing immediate, no strings attached relief to financially vulnerable families. On average one dollar donated erases $100 of medical debt. We also help people with medical debt share their stories, which informs our approach to fixing the healthcare system, whether by policy solutions or collaborating with likeminded partners.
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