Students in Action - RIP Medical Debt

Medical Debt Eradicators

A Student Non-Profit Organization Aimed to Alleviate Medical Debt

Medical Debt Eradicators
Fundraiser ByMedical Debt Eradicators

Help Eradicate Medical Debt!

We are Medical Debt Eradicators, a student nonprofit organization aimed to help relieve medical debt across the US and around the world!

Currently, 137 million people are struggling with medical debt in the US. It is a leading cause of bankruptcies and a burden to low income communities. Your donation can help eradicate thousands of dollars in medical debt and help remove this global atrocity.

Medical Debt Eradicators has been actively supporting and working with the non-profit organization, RIP Medical Debt. Our team has been able to fundraise enough to eliminate $130,000+ of medical debt. For more information, please visit our website:

(Note: Our method of donation has changed as of October 2021, so please donate through this website and not our previous Venmo donation. The amount on this site does not reflect the total amount of money our organization has been able to eradicate since being founded in 2019).

Campaign Support Recipients

This fundraiser supports a campaign: Students in Action.

Campaign Details

Medical costs have doubled in the past forty years, insurance copays and deductibles have spiked, and bankruptcy rates have quadrupled, creating an avalanche of destructive medical debt. More than 60% of bankruptcies in America have medical debt as a root cause. Take the first step towards abolishing burdensome medical debt by taking part in RIP Medical Debt’s Students in Action Campaign! Launched on April 23rd of 2021, in honor of Global Youth Service Day, this campaign is the first large-scale crowdfunding effort in RIP Medical Debt’s history that is entirely student-led! The campaign aims to bring […]

Campaign Created ByRIP Medical Debt
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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Here’s how we lift them up.

You make a donation

With every donation, RIP uses its precise data analytics to pinpoint the medical debt of those most in need of relief: households whose incomes are less than four times the federal poverty level guideline or with medical debt representing at least 5% of gross income.

RIP buys medical debt at a steep discount

Your donations allow us to buy debt in bundled portfolios, millions of dollars at a time at a fraction of the original cost. On average, whatever you donate has 100x the impact.

Together we wipe out medical debt

People across the country receive a letter that their debt is gone. No taxes. No penalties. Just like that, they’re free of medical debt.

Who We Help

Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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