National - RIP Medical Debt

Join The Elfenworks Foundation to Abolish Medical Debt

Every dollar you donate forgives $100 in medical debt

raised of $15,000 goal
Campaign Created ByThe Elfenworks Foundation

Never Underestimate Your Ripple!

Being focused on raising hope, it pains us to see our neighbors nationwide having their hopes crushed under medical debt. Therefore, we have joined forces with RIP Medical Debt. Will you join us? By giving to our campaign, RIP Medical Debt will be able to purchase and get rid of $500 of debt for every $5 donated. With your coffee money, you can change a life!! Our goal is to raise funds to help people across the United States. By giving to this campaign, your donation has 100x the impact!!

Who is affected by medical debt?

17.8% of Americans have medical debt, and half of those people have NO OTHER DEBT. 1 in 6 of Americans have past-due health bills.

Medical debt is the most common financial burden in the United States

How does medical debt impact people?

Many take on a second job, reduce spending on essentials like food and clothes, borrow money from family and friends, and use or empty their entire life savings. All these can lead to putting off important medical care because they can’t afford it.

Who benefits from my donations?

People who qualify to have their debts paid have medical debt equal to at least 5% of their yearly income or are at or below four times the federal poverty level. It is not possible to give money to a certain person or group.

Campaign Support Recipients
raised of $15,000 goal

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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