New York - RIP Medical Debt

Abolish New York Medical Debt

Every dollar you donate forgives $100 in Medical Debt

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Campaign Created ByRIP Medical Debt
The Problem

Our country is facing a public health pandemic and it’s difficult to know what to do about it. As the largest nexus of international travel for the United States, New York has become the epicenter for the COVID-19 outbreak in our country. We have already seen the far-reaching economic consequences in our markets, but many people will be saddled with enormous new debts as they seek treatment. We know that American’s are less likely to seek medical care if they already owe previous medical debts. 

In the past forty years, medical costs have doubled, insurance copays and deductibles have spiked, and bankruptcy rates have quadrupled creating an avalanche of destructive medical debt. 

More than 60% of bankruptcies in America have medical debt as a root cause, and the situation is especially dire in New York. We have identified over $5 million of existing medical debt we can abolish throughout the state, which will cost roughly $50,000.

How We Help

This campaign is an effort to clear away as much existing medical debt as we can access throughout the state to provide a form of economic relief to New Yorkers and to help people feel more confident about seeking treatment should this virus infect them personally, or others in their family. 

New York is like no other state in terms of its multiculturalism and overall societal contribution to the nation at-large. That might be why New Yorkers have such a sense of community pride and neighborly love, seen everywhere from NYC to Albany. New Yorkers often come together to take care of someone who gets sick, but when one hospital trip can cost tens-of-thousands of dollars, the community can only do so much. The strongest communities can be devastated by the medical debt crisis. Medical debt drains money from local towns to out-of-state debt collectors, and families go bankrupt trying to pay for their loved ones medical bills. 

When debt relief recipients open the yellow envelope from RIP, they are told that their debt has been bought by a third party and erased with no strings attached. They owe nothing on the debt and face no tax penalty. A recent beneficiary wrote to us, saying:

Every dollar you contribute is a $100 investment in New York towns and cities. Money will stay in the community instead of being taken by out-of-state debt collectors. On average, $32.87 can abolish the medical debt of an entire family, allowing them to invest in a home, schooling, or retirement.


“I read my letter over a few times to make sure it was the real thing. Receiving this debt relief renewed my faith that I can get back on track. It jump-started it – that we can do this – I can get back in the game! It’s unheard of what RIP does, and it’s a game changer in the medical world. It’s a game changer for me.” 

— Reagan, RIP Medical Debt Recipient of Debt Relief


Campaign Support Recipients
New York
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    IN MEMORY OF MY MOTHER WHEN ASKED ABOUT HER MOTHER'S CAUSE OF DEATH: POVERTY
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    May my donation be put to good use.
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    Odia S. just donated $5.33
    I was blessed to get help and truly grateful so I will give back as mush as I can to help others.
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    Mariella M. just donated $51.49
  • Recent Donations
  • Donor Avatar
    MARY A. just donated $18
    IN MEMORY OF MY MOTHER WHEN ASKED ABOUT HER MOTHER'S CAUSE OF DEATH: POVERTY
  • Donor Avatar
    Hadassah T. just donated $25
    May my donation be put to good use.
  • Donor Avatar
    Eric S. just donated $36
  • Donor Avatar
    Michael W. just donated $5
  • Donor Avatar
    ROBERT E ABERNETHY S. just donated $20.72
  • Donor Avatar
    Michael W. just donated $10
  • Donor Avatar
    Odia S. just donated $5.33
    I was blessed to get help and truly grateful so I will give back as mush as I can to help others.
  • Donor Avatar
    Mariella M. just donated $51.49

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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