To donate to this campaign by mail, please send a check:
Payable To:
RIP Medical Debt
Address:
RIP Medical Debt
P. O. Box 411675
Boston, MA 02241-1675
Memo Line:
A.H. — 46477
North Carolina Coalition Against Healthcare Inequality
Help Abolish Medical Debt Today!
Every dollar you donate forgives $100 in Medical Debt
Our goal is to help eliminate medical debt for those in North Carolina, particularly in population centers where the cost of living is outpacing wages.
Medical debt is a major burden for over 100 million Americans (RIP Medical Debt). In fact, the United States is the only industrialized nation where a significant portion of the population is burdened by medical debt.
In the US, healthcare is treated as a commodity, rather than a human right. This means that people are forced to pay exorbitant prices for medical care, even if it means going into debt. This is due in large part to our for-profit healthcare system. To address this issue, it’s crucial to examine healthcare costs and the effects they have on individuals’ livelihoods
The United States spends far more on healthcare than any other industrialized nation. In 2020, the US spent $12,530 per capita on healthcare, while the average for other industrialized nations was $4,594 per capita. (Source: OECD)
Despite spending far more on healthcare, the US has worse healthcare outcomes than many other industrialized nations. For example, the US has a higher infant mortality rate, a higher maternal mortality rate, and a lower life expectancy than many other industrialized nations. (Source: World Health Organization)
Eliminating medical debt not only recognizes healthcare as a fundamental human right but also establishes the U.S. as a global leader in promoting justice and compassion.
How it works
- You make a donation. We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
- RIP buys medical debt at a steep discount. We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
- Together we wipe out medical debt. Recipients have no tax consequences or penalties to consider. Just like that, they’re free of medical debt!
By collaborating with RIP Medical Debt, we achieve the goal of assisting people in our community while also addressing the challenges of medical debt.
Please join me in Eliminating medical debt in North Carolina!
Best,
A.H.
Campaign Support Recipients
- Recent Donations
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- Randy H. just donated $53.20
- Anonymous just donated $106
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To donate to this campaign by mail, please send a check:
Payable To:
RIP Medical Debt
Address:
RIP Medical Debt
P. O. Box 411675
Boston, MA 02241-1675
Memo Line:
A.H. — 46477
- Recent Donations
- Anonymous just donated $128
- Grace H. just donated $128
- Anonymous just donated $26.80
- Kristina R. just donated $25
- Randy H. just donated $53.20
- Anonymous just donated $106
- Anonymous just donated $106
- Brent S. just donated $106
New research on the impacts of medical debt
A new survey published by PerryUndem in 2023 shows that medical debt is a shared experience for patients across the country.
Key Findings
Patients are making tradeoffs that affect their daily lives.
- Nearly 7 in 10 Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill.
- 6 in 10 Six in ten patients report they have self-treated, delayed, or skipped dental and medical appointments. Thirty-four percent report changing the foods they eat or eating less food to afford health care.
People and patients feel trapped in debt and see no way out. They see medical debt as different from other forms of debt - entirely the fault of institutions and systems, and not something consumers have any control over.
- Nearly 50% Nearly half feel trapped and believe they will never be able to pay off their debt, while a third of respondents reported feeling heightened depression and anxiety.
- Nearly 9 in 10 Nearly 9 in 10 blame the health care industry for fueling the medical debt crisis - not patients themselves. They say the problem stems from the system putting profit over patients.
Fundraise for This Campaign
Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.
How RIP Works
Over a hundred million Americans, one in three, struggles with the weight of medical debt.
-
You make a donation
We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
-
RIP buys medical debt at a steep discount
We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
-
Together we wipe out medical debt
People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.
Frequent Questions
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