Burning the Burden
Coming together to alleviate medical debt from western North Carolina to as far as we can reach!
On the day of Pentecost, the disciples and other believers were gathered for a feast. Suddenly there was a sound like a great wind and flames came as the Holy Spirit descended upon them. Believers from all over came and understood in their own language. They stood there, perplexed, wondering, “What can this mean? Now what can we do?” Peter said, “Change your life. Turn to God…Receive the gift of the Holy Spirit…” Everyone around was in awe… And all the believers lived in a wonderful harmony, holding everything in common… They sold what they owned and pooled their resources so that each person’s need was met. (Acts 2:38-45)
This was how the first church received their mission from God. We see our mission today as continuing to come together as a community and spread God’s love by helping those in need. We are launching our campaign on Pentecost with the goal of spreading out from our community like wildfire to help as many families as we can. Medical debt can have a debilitating impact and we want to burn this burden for struggling individuals and families.
First United Methodist Church, Franklin, NC, is partnering with RIP Medical Debt to alleviate medical debt burden primarily in NC, northeast GA, and eastern TN.
Campaign Support Recipients
- Michael L. just donated $50
- Anonymous just donated $1,000
- John H. just donated $250.20
- Anonymous just donated $102.77
- Betty C. just donated $100.20
- Susan S. just donated $256.62
- Jack L. just donated $102.77
- First F. just donated $5,000
Fundraise for This Campaign
Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.
How RIP Works
Over a hundred million Americans, one in three, struggles with the weight of medical debt.
Here’s how we lift them up.
You make a donation
With every donation, RIP uses its precise data analytics to pinpoint the medical debt of those most in need of relief: households whose income is below twice the federal poverty line or are insolvent.
RIP buys medical debt at a steep discount
Your donations allow us to buy debt in bundles. That allows us to buy debt at a fraction of the original cost. So whatever you donate has 100x the impact.
Together we wipe out medical debt
People receive a letter that their debt is gone. No taxes. No penalties. Just like that, they're free of medical debt.
Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.
When we purchase a portfolio of medical debt, we abolish debt for individuals who:
- Earn less than 2x the federal poverty level (varies by state, family size).
- Debts are 5 percent or more of annual income.
- Facing insolvency — debts are greater than assets.
We only buy debt that has been pre-qualified by our partners to meet at least one of these three criteria.
We never collect on debt we purchase, only relieve it.
No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.
For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.
Due to HIPAA laws, RIP Medical Debt cannot disclose the names of the debt relief beneficiaries.
RIP Medical Debt cannot relieve debt by individual request.
While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.
Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.