NYC and Westchester County, NY - RIP Medical Debt

Medical Debt Relief Fund for NYC and Westchester

Help destroy $2 million of medical debt!

$1,459.80
raised of $10,000 goal
14%
Donate by Check
Campaign Created ByMichael Bianco

Only $10,000 is needed to forgive $2 million of medical debt for NYC and Westchester!

1/3 of all GoFundMe campaigns are for medical bills but only 12% of them succeed.

Medical illness and bills contribute to 2/3 of all bankruptcies in the USA.

This is your unique opportunity to strike directly at the source of anguish for so many of our friends, family, and neighbors. Will you help?

Background Information:

I decided to partner with the non-profit, RIP Medical Debt, an organization that raises funds in order to purchase debt from the secondary debt market and from healthcare providers. The debt is purchased in bundled portfolios to relieve debt for thousands of people. Since the organization purchases medical debt in bulk, they are able to purchase debt for pennies on the dollar. 

RIP Medical Debt currently has access to $2 million of medical debt in the NYC and Westchester region. This fundraiser targets debt representing at least 5% of an individual’s annual income or for those who earn less than 4x the federal poverty level.

Many New Yorkers have health insurance coverage so inadequate that a major illness or injury leads to financial ruin. Our country stands in stark contrast to most developed nations that have a public universal healthcare system. Our current patchwork system of privatized healthcare leaves numerous people underinsured or uninsured. Many of us have witnessed the failure of healthcare providers and the insurance industry in our own personal lives or the lives of our loved ones.

Help us reach our goal and we can send letters to some of our neighbors, friends, and family informing them that their debt has been destroyed.

Campaign Support Recipients
New York City, New York
Westchester County, New York
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$1,459.80
raised of $10,000 goal
14%
Donate by Check
  • Recent Donations
  • Donor Avatar
    George F. just donated $212
  • Donor Avatar
    David S. just donated $58.50
  • Donor Avatar
    Louis M. just donated $26.80
  • Donor Avatar
    Anonymous just donated $26.80
  • Donor Avatar
    Walter B. just donated $53.20
  • Donor Avatar
    Anonymous just donated $16.20
  • Donor Avatar
    Donald P. just donated $10.90
  • Donor Avatar
    Andrew L. just donated $212

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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