Help Abolish Medical Debt in Ohio, Maryland, Pennsylvania!
Every dollar makes a difference
Want to help the less fortunate by turning your $1 into $83?
We (Jenn and Kevin Grimm) are originally from northwest Ohio and currently work for universities in southeast Virginia. We believe that, if we are able, it is our responsibility (and joy!) to help those in need. This includes people who have acquired unexpected medical debt through no fault of their own that they are unable to repay.
We are fortunate to have great health insurance to pay for our family’s many medical expenses, including various therapies for our four year-old who has high-functioning autism. We also fully understand the burden that debt can place on an individual or family, which is why we love the idea of maximizing the impact of our giving through RIP Medical Debt. People supported by this non-profit are able to pay off their medical debt, improve their credit scores, and better afford their other living expenses.
We worked with RIP Medical Debt to create a new campaign to support people in need in Ohio, Maryland, and Pennsylvania (based on what is currently available to buy in bulk within our current and home geographic areas). We are asking our family, friends, and coworkers to help us raise $10,555 within four months to wipe out $876,902 of medical debt. That’s an 83/1 ratio, and we wish every investment could be this fruitful!
After the campaign is over, we can share a list of how many people were helped on a county-by-county and state-by-state basis. Given a sample of a past campaign and the dollar amount provided by RIP, our campaign might help somewhere around 700 persons or families.
Would you please consider joining us in this journey to ease the burden of some of our society’s most vulnerable and in making the world a more debt-free place?
Take care and God bless
Campaign Support Recipients
- Kevin G. just donated $300.20
- N. G. just donated $90.46
- Kevin G. just donated $140.20
- William S. just donated $25
- Dan K. just donated $20
- Anonymous just donated $51.49
- Ryan D. just donated $25
- Rhonda H. just donated $5
Fundraise for This Campaign
Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.
How RIP Works
Over a hundred million Americans, one in three, struggles with the weight of medical debt.
Here’s how we lift them up.
You make a donation
With every donation, RIP uses its precise data analytics to pinpoint the medical debt of those most in need of relief: households whose income is below twice the federal poverty line or are insolvent.
RIP buys medical debt at a steep discount
Your donations allow us to buy debt in bundles. That allows us to buy debt at a fraction of the original cost. So whatever you donate has 100x the impact.
Together we wipe out medical debt
People receive a letter that their debt is gone. No taxes. No penalties. Just like that, they're free of medical debt.
Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.
When we purchase a portfolio of medical debt, we abolish debt for individuals who:
- Earn less than 2x the federal poverty level (varies by state, family size).
- Debts are 5 percent or more of annual income.
- Facing insolvency — debts are greater than assets.
We only buy debt that has been pre-qualified by our partners to meet at least one of these three criteria.
We never collect on debt we purchase, only relieve it.
No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.
For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.
Due to HIPAA laws, RIP Medical Debt cannot disclose the names of the debt relief beneficiaries.
RIP Medical Debt cannot relieve debt by individual request.
While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.
Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.