One to One Hundred Campaign - RIP Medical Debt

Help Abolish Medical Debt Today

Every dollar you donate forgives $100 in Medical Debt

$143.13
raised of $10,000 goal
1%
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Campaign Created ByThe One to 100 Campaign

Through this campaign we can provide relief and, most importantly, hope, to our neighbors burdened by crippling medical debt. Scroll down to learn more about how our partnership with RIP Medical Debt works. 

Who are we?

We, as Darden students, want to have an immediate and tangible impact on our community. 

The One to 100 campaign is a collaboration between the Darden Health Club, the Darden Outreach committee, Section A, and the Darden Office of Global Diversity, Equity, and Inclusion.

Why Donate?

In the past forty years, medical costs have doubled, insurance copays and deductibles have spiked, and bankruptcy rates have quadrupled, creating an avalanche of destructive medical debt. More than 60% of bankruptcies in America have medical debt as a root cause. On average, every $1 is leveraged to forgive $100 in medical debt, and every donation through this page will be spent directly on forgiving medical debt.

The One to 100 campaign will focus on forgiving debt from Charlottesville and surrounding counties. We want to directly impact the communities in which Darden and UVA students, faculty, and staff live.

How does it work?

  • You make a donation. We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state and family size) or whose debts are 5% or more of annual income.
  • RIP buys medical debt at a steep discount. We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
  • Together we wipe out medical debt. Recipients have no tax consequences or penalties to consider. Just like that, they’re free of medical debt! 
  • Please click the Donate button to contribute to the One to 100 Campaign!
Campaign Support Recipients
Virginia
Charlottesville City, Virginia
Greene , Virginia
Orange , Virginia
Louisa , Virginia
Fluvanna , Virginia
Buckingham , Virginia
Nelson , Virginia
Augusta , Virginia
Rockingham , Virginia
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$143.13
raised of $10,000 goal
1%
  • Recent Donations
  • Donor Avatar
    Elizabeth G. just donated $5
  • Donor Avatar
    Beza B. just donated $50
  • Donor Avatar
    Brandon C. just donated $10.46
  • Donor Avatar
    Babs O. just donated $51.49

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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