Share the Love - RIP Medical Debt

Share the Love

Every dollar you donate forgives $100 in Medical Debt

$4,612.04
raised of $5,000 goal
92%
Fundraise
Campaign Created ByPoint Loma Nazarene University

More than 100 million U.S. adults struggle with healthcare debt. There is more than $195 billion owed Nationwide.

Medical debt is woven into our healthcare financing system and our economy. RIP’s mission is to end medical debt. Our relief model combines the generosity of donors with debt industry expertise to produce a high volume of medical debt relief. The debt relief we provide reduces mental and financial distress for millions of people, removing barriers to accessing the health care they need.

At PLNU, we are partnering with RIP Medical Debt to “share the love” by supporting their cause and joining arms to help eliminate the weight of financial burdens. Your donations can provide financial support and freedom by lifting the most heavily impacted out of financial harm. 

How can we help? Every 1 dollar donated translates to 100 dollars of burden relief for families.

Our goal – Relieve $500k dollars of medical debt by sharing the love and raising $5000 dollars together. 

Campaign Support Recipients
Greater San Diego
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$4,612.04
raised of $5,000 goal
92%
Fundraise
  • Recent Donations
  • Donor Avatar
    Anonymous just donated $10.90
  • Donor Avatar
    Anonymous just donated $1.40
  • Donor Avatar
    Nadine K. just donated $10.90
  • Donor Avatar
    Mona G. just donated $26.80
  • Donor Avatar
    Anonymous just donated $10.90
  • Donor Avatar
    Steve H. just donated $106
  • Donor Avatar
    Management and Leadership Club just donated $80
  • Donor Avatar
    Maira L. just donated $21.50

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

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  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Who We Help
Read Our FAQ
Debt Resources
Frequent Questions
Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:
IRS 501(c)3 Determination Letter
Download
Who qualifies for debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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