South Alabama - RIP Medical Debt

The Presbytery of South Alabama Jubilee Campaign

$77,640.05
raised of $82,000 goal
94%
Donate by Check
Campaign Created ByThe Presbytery of South Alabama

One of the greatest pictures of the kingdom of God that we find in the Old Testament is what’s called the Year of Jubilee. Here in South Alabama, when we hear about Jubilee, we think of fish washing up on the shore.  But that wasn’t what the biblical writers had in mind. 

In Leviticus, we learn that one of the most important things that happened in the Year of Jubilee is that people were forgiven for debts and obligations that they could not repay.  This was an expression of mutual responsibility and care for the vulnerable.  In other words, people could not be indefinitely enslaved or encumbered.  The message is: in God’s kingdom, nobody is left out. In God’s kingdom, nobody is overlooked. In God’s kingdom, nobody gets passed over. In God’s kingdom, everybody matters!

Churches in the Presbytery of South Alabama (PSA) are invited to participate in the Jubilee Campaign to end medical debt in our area.  As you know, medical debt is something that plagues families all across the United States through no fault of their own. PSA is partnering with RIP Medical Debt to purchase bundled medical debt portfolios and then forgive that debt at pennies on the dollar. On average, $1 is leveraged to abolish $100 in medical debt!

Every donation through this page will be spent directly on abolishing medical debt in Alabama (with an emphasis on the counties where there is a PSA church located). When debt relief recipients open the yellow envelope from RIP, they are told that their debt has been bought by PSA churches and erased with no strings attached. They owe nothing on the debt and face no tax penalty. 

Let’s join together to help abolish debt and bring Jubilee to thousands of families across Alabama!

Campaign Support Recipients
Baldwin County , Alabama
Mobile County , Alabama
Clarke County , Alabama
Houston County , Alabama
Covington County , Alabama
Coffee County , Alabama
  • Recent Donations
  • Donor Avatar
    Royce R. just donated $212
  • Donor Avatar
    Dale H. just donated $212
  • Donor Avatar
    Wade P. just donated $100
  • Donor Avatar
    G. A. just donated $212
  • Donor Avatar
    Steve And Stephanie H. just donated $200
  • Donor Avatar
    Dawn B. just donated $26.80
  • Donor Avatar
    Stephanie And Steve H. just donated $100
  • Donor Avatar
    Wynne Allen C. just donated $212
$77,640.05
raised of $82,000 goal
94%
Donate by Check
  • Recent Donations
  • Donor Avatar
    Royce R. just donated $212
  • Donor Avatar
    Dale H. just donated $212
  • Donor Avatar
    Wade P. just donated $100
  • Donor Avatar
    G. A. just donated $212
  • Donor Avatar
    Steve And Stephanie H. just donated $200
  • Donor Avatar
    Dawn B. just donated $26.80
  • Donor Avatar
    Stephanie And Steve H. just donated $100
  • Donor Avatar
    Wynne Allen C. just donated $212

New research on the impacts of medical debt

A new survey published by PerryUndem in 2023 shows that medical debt is a shared experience for patients across the country.

Key Findings

Patients are making tradeoffs that affect their daily lives.
  1. Nearly 7 in 10 Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill.
  2. 6 in 10 Six in ten patients report they have self-treated, delayed, or skipped dental and medical appointments. Thirty-four percent report changing the foods they eat or eating less food to afford health care.
People and patients feel trapped in debt and see no way out. They see medical debt as different from other forms of debt - entirely the fault of institutions and systems, and not something consumers have any control over.
  1. Nearly 50% Nearly half feel trapped and believe they will never be able to pay off their debt, while a third of respondents reported feeling heightened depression and anxiety.
  2. Nearly 9 in 10 Nearly 9 in 10 blame the health care industry for fueling the medical debt crisis - not patients themselves. They say the problem stems from the system putting profit over patients.

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

More Campaigns

10% Raised
$10,000 Goal
First United Methodist - Lincolnton, NC
Putting Faith in Action
Supporting: Lincoln, Cleveland, Rutherford, Burke, Caldwell and Mecklenburg Counties of Western North Carolina
Help us fundraise!
RIP Medical Debt
12% Raised
$17,767 Goal
Rocky Mount Convocation
Rocky Mount Convocation Campaign
Supporting: Wilson, Nash, Edgecombe, Warren, Halifax, and Northampton Counties, NC
30% Raised
$10,000 Goal
Mincy Law, PLLC
Mincy Law, PLLC Campaign
Supporting: Tennessee
19% Raised
$10,000 Goal
Anonymous
New York, Utah, and Kentucky
Supporting: New York, Utah and Kentucky
2% Raised
$20,000 Goal
East Community of Presbytery of Coastal Carolina
East Community of Presbytery of Coastal Carolina
Supporting: Brunswick , North Carolina, Carteret , North Carolina, New Hanover, North Carolina, Onslow, North Carolina, Pender , North Carolina and Duplin, North Carolina

Ready to Launch Your Own Debt Relief Campaign?