South Carolina - RIP Medical Debt

NCModernist Takes on South Carolina!

Every dollar you donate forgives $400 in Medical Debt

Campaign Created ByGeorge Smart & NCModernist

NCModernist Takes on South Carolina!

For the 2020 holidays, NCModernist eliminated $3,337,499.14 of old medical debt last year in North Carolina, freeing 2,009 families from crushing payments during the pandemic.  There’s no more old medical debt left in the Tarheel State, so now we’re gonna help our neighbor South Carolina take care of $8 million in longstanding medical debt across 1,500 families. All it takes is $20,000 to knock out this $8 million – just pennies on the dollar.  A $100 donation wipes out about $400 worth of debt.

— George Smart

Executive Director

Campaign Support Recipients
South Carolina
raised of $20,000.00 goal
Recent Donations
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    Cheryl P. just donated $20.72
    Thank you John Oliver!!!
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    Greg C. just donated $100
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    Stephen B. just donated $100.20
    This appears to be a wonderful program. Hope you have great success.
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    George S. just donated $500
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    Vivian And Sim Olkin And S. just donated $128.41
    George, your thoughtfulness and consideration of others is so heartwarming. Your medical debt project is amazing.

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Here’s how we lift them up.

You make a donation

With every donation, RIP uses its precise data analytics to pinpoint the medical debt of those most in need of relief: households whose income is below twice the federal poverty line or are insolvent.

RIP buys medical debt at a steep discount

Your donations allow us to buy debt in bundles. That allows us to buy debt at a fraction of the original cost. So whatever you donate has 100x the impact.

Together we wipe out medical debt

People receive a letter that their debt is gone. No taxes. No penalties. Just like that, they're free of medical debt.

Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 2x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these three criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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