Abolish Texas Medical Debt

The Problem

In the past forty years, medical costs have doubled, insurance copays and deductibles have spiked, and bankrutpcy rates have quadrupled. More than 60% of bankruptcies in America have medical debt as a root cause.

Most Texans have worked hard and saved responsibly in order to be financially independent, but few have the savings to cover an unexpected $1,000 medical expense. Even after insurance payouts, many are left with unaffordable monthly payments and savings that quickly run dry. Texans who normally would never dream of ignoring a bill are forced to choose between providing for their family and carving deep into their utility and food budget to pay off a debt incurred through no fault of their own. Without help, some will never escape debt.

How You Can Help

RIP Medical Debt uses donations to purchase bundled medical-debt portfolios from hospitals and on the secondary debt market. RIP targets debt incurred by people facing financial hardship, and then forgives it. On average, $1 is leveraged to abolish $100 in medical debt, and every donation through this page will be spent directly on abolishing debt in Texas.

When debt-relief recipients open the yellow envelope from RIP, they are told that their debt has been bought by a third party and erased with no strings attached. They owe nothing on the debt and face no tax penalty. A recent beneficiary wrote us, saying,

“I read my letter over a few times to make sure it was the real thing. Receiving    this debt relief renewed my faith that I can get back on track. It jump-started it – that we can do this – I can get back in the game! It’s unheard of what RIP does, and it’s a game changer in the medical world. It’s a game-changer for me.”

— Reagan, Murchison, TX.

Every dollar you contribute is on par with a $100 investment in Texan towns and cities. Money will stay in the community instead of being taken by out-of-state debt collectors. On average, $16 can abolish the medical debt of an entire family, allowing them to invest in a home, schooling, or retirement.

Campaign Support Recipients

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  this would have helped my father's so much after my mother's cancer battle.
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  MONEY WELL SPENT. INVESTMENT IN OUR FUTURE
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