Texas - RIP Medical Debt

Alleviate Medical Debt for Texans

A Lenten Fast from Injustice and Debt

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Fundraiser ByAndrea Wegrzynowicz

“Medical debt in the US is crushing, with over $800 MILLION of medical debt outstanding in Texas alone. COVID-19 and recent bad weather have placed an even greater strain on Texans.

Whether you observe Lent or not, this is a call to aid others during a tough time. With RIP Medical Debt, our impact can be far greater than it would individually, as their purchases of medical debt portfolios for pennies on the dollar means that with this $2000 we help forgive about $200,000 of debt.

Please join me in aiding Texans, or consider a recurring donation.

“This is the kind of fast day I’m after:
to break the chains of injustice,
get rid of exploitation in the workplace,
free the oppressed,
cancel debts.
What I’m interested in seeing you do is:
sharing your food with the hungry,
inviting the homeless poor into your homes,
putting clothes on the shivering ill-clad,
being available to your own families.”
Isaiah 58: 6-7 The Message”

Campaign Support Recipients
Texas
Statewide

This fundraiser supports a campaign: Texas.

Campaign Details

The Problem In the past forty years, medical costs have doubled, insurance copays and deductibles have spiked, and bankrutpcy rates have quadrupled. More than 60% of bankruptcies in America have medical debt as a root cause. Most Texans have worked hard and saved responsibly in order to be financially independent, but few have the savings to cover an unexpected $1,000 medical expense. Even after insurance payouts, many are left with unaffordable monthly payments and savings that quickly run dry. Texans who normally would never dream of ignoring a bill are forced to choose between providing for their […]

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Campaign Created ByRIP Medical Debt
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$1,708.00
raised of $2,000.00 goal
85%
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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Here’s how we lift them up.


You make a donation

With every donation, RIP uses its precise data analytics to pinpoint the medical debt of those most in need of relief: households whose income is below twice the federal poverty line or are insolvent.

RIP buys medical debt at a steep discount

Your donations allow us to buy debt in bundles. That allows us to buy debt at a fraction of the original cost. So whatever you donate has 100x the impact.

Together we wipe out medical debt

People receive a letter that their debt is gone. No taxes. No penalties. Just like that, they're free of medical debt.

Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 2x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.
  • Facing insolvency — debts are greater than assets.

We only buy debt that has been pre-qualified by our partners to meet at least one of these three criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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Campaign Created ByRIP Medical Debt
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