Texas - RIP Medical Debt

Proclaiming the Favorable Year of the Lord for Texans in Medical Debt

Still Waters Fellowship

$5,000
raised of $10,000 goal
50%
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BryanPatrick
Fundraiser ByBryanPatrick

Jesus Christ proclaimed good news to the poor, release to the captives, and freedom to the oppressed (Luke 4:18-19). Today, thousands of people in Texas struggle with the challenge of medical debt that they have no ability to repay. These are our neighbors and this debt is an oppressive burden that affects every aspect of their lives.

As disciples of Jesus, we are called to seek His Kingdom and to share the gospel, through our words and our actions. Through this campaign, we have the opportunity to partner with RIP Medical Debt and to see the Kingdom of God come in the lives of people just like us by helping to set them free from the bondage of their medical debt.

Please give generously and from your heart and then let’s watch what God can do to multiply what we give into an abundant harvest of forgiven debt and changed lives.

Campaign Support Recipients
Texas

This fundraiser supports a campaign: Texas.

Campaign Details

The Problem In the past forty years, medical costs have doubled, insurance copays and deductibles have spiked, and bankrutpcy rates have quadrupled. More than 60% of bankruptcies in America have medical debt as a root cause. Most Texans have worked hard and saved responsibly in order to be financially independent, but few have the savings to cover an unexpected $1,000 medical expense. Even after insurance payouts, many are left with unaffordable monthly payments and savings that quickly run dry. Texans who normally would never dream of ignoring a bill are forced to choose between providing for their […]

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Campaign Created ByRIP Medical Debt
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    Bryan & Lynsey P. just donated $608
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    Bryan & Lynsey P. just donated $750
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    Bryan & Lynsey P. just donated $550
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    Bryan & Lynsey P. just donated $513.03
$5,000
raised of $10,000 goal
50%
  • Recent Donations
  • Donor Avatar
    Bryan & Lynsey P. just donated $608
  • Donor Avatar
    Bryan & Lynsey P. just donated $550
  • Donor Avatar
    Kayla P. just donated $513.03
  • Donor Avatar
    Kayla P. just donated $1,500
  • Donor Avatar
    Kayla P. just donated $15.59
  • Donor Avatar
    Bryan & Lynsey P. just donated $750
  • Donor Avatar
    Bryan & Lynsey P. just donated $550
  • Donor Avatar
    Bryan & Lynsey P. just donated $513.03

Join This Fundraiser

Give this fundraiser a boost towards success by helping to raise money targeted directly at those in need.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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