Texas - RIP Medical Debt

Help us eliminate $100,000 in medical debt

Every dollar you donate forgives $100 in Medical Debt

$1,785
raised of $1,000 goal
178%
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This is a fundraiser to abolish medical debt for Texas. Give today to help those in need — no amount is too small to make an impact.

Campaign Support Recipients
Texas

This fundraiser supports a campaign: Texas.

Campaign Details

The Problem In the past forty years, medical costs have doubled, insurance copays and deductibles have spiked, and bankrutpcy rates have quadrupled. More than 60% of bankruptcies in America have medical debt as a root cause. Most Texans have worked hard and saved responsibly in order to be financially independent, but few have the savings to cover an unexpected $1,000 medical expense. Even after insurance payouts, many are left with unaffordable monthly payments and savings that quickly run dry. Texans who normally would never dream of ignoring a bill are forced to choose between providing for their […]

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Campaign Created ByRIP Medical Debt
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$1,785
raised of $1,000 goal
178%
  • Recent Donations
  • Donor Avatar
    Promptous I. just donated $250
  • Donor Avatar
    Heather M. just donated $1,025.85
  • Donor Avatar
    Reid R. just donated $102.77
  • Donor Avatar
    Josh J. just donated $72
  • Donor Avatar
    Promptous I. just donated $200
  • Donor Avatar
    Daniel C. just donated $25.85
  • Donor Avatar
    Patrick P. just donated $5.33
  • Donor Avatar
    Josh J. just donated $51.49

Join This Fundraiser

Give this fundraiser a boost towards success by helping to raise money targeted directly at those in need.

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1 Active Member

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

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  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Who We Help
Read Our FAQ
Debt Resources
Frequent Questions
Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:
IRS 501(c)3 Determination Letter
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Who qualifies for debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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