The Fifth Annual Rajs Campaign - RIP Medical Debt

The 5th Annual Rajs Campaign

A nationwide campaign to relieve medical debt

$2,560.40
raised of $5,000 goal
51%
Donate by Check
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Campaign Created ByThe Rajs Family

Welcome to the Rajs Campaign for RIP Medical Debt. This is the 5th year we are raising money for this incredible charity that purchases medical debt for pennies on the dollar and then abolishes it. The unsuspecting recipients receive a letter that their medical bills have been wiped out. Just like that. How great is that!

Since 2019, our small but mighty group of donors has raised over $22,000 for RIP Medical Debt. But the wow factor is this: those funds have paid off over $3.2 million of medical debt for 3,827 people nationwide!

Our 2023 goal is to raise $5,000 between now and the end of the year in a drive that will benefit people all over the country who are buried in medical debt.

Every dollar donated relieves $100 of medical debt! Truly, any amount you can contribute is greatly appreciated and will go very far. Please join us in this worthwhile effort. With much gratitude, Elizabeth, Ralph, Davis, Rebecca, Hannah & Andre.

Campaign Support Recipients
Nationwide
  • Recent Donations
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    Paul & Kelly M. just donated $265
  • Donor Avatar
    Sandie H. just donated $128
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    Anonymous just donated $26.80
  • Donor Avatar
    Stephanie K. just donated $250
  • Donor Avatar
    Jeremy G. just donated $212
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    Joseph W. just donated $212
  • Donor Avatar
    Michael W. just donated $16.20
  • Donor Avatar
    Andy S. just donated $58.50
$2,560.40
raised of $5,000 goal
51%
Donate by Check
  • Recent Donations
  • Donor Avatar
    Paul & Kelly M. just donated $265
  • Donor Avatar
    Sandie H. just donated $128
  • Donor Avatar
    Anonymous just donated $26.80
  • Donor Avatar
    Stephanie K. just donated $250
  • Donor Avatar
    Jeremy G. just donated $212
  • Donor Avatar
    Joseph W. just donated $212
  • Donor Avatar
    Michael W. just donated $16.20
  • Donor Avatar
    Andy S. just donated $58.50

New research on the impacts of medical debt

A new survey published by PerryUndem in 2023 shows that medical debt is a shared experience for patients across the country.

Key Findings

Patients are making tradeoffs that affect their daily lives.
  1. Nearly 7 in 10 Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill.
  2. 6 in 10 Six in ten patients report they have self-treated, delayed, or skipped dental and medical appointments. Thirty-four percent report changing the foods they eat or eating less food to afford health care.
People and patients feel trapped in debt and see no way out. They see medical debt as different from other forms of debt - entirely the fault of institutions and systems, and not something consumers have any control over.
  1. Nearly 50% Nearly half feel trapped and believe they will never be able to pay off their debt, while a third of respondents reported feeling heightened depression and anxiety.
  2. Nearly 9 in 10 Nearly 9 in 10 blame the health care industry for fueling the medical debt crisis - not patients themselves. They say the problem stems from the system putting profit over patients.

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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Ready to Launch Your Own Debt Relief Campaign?