Nationwide - RIP Medical Debt

This is True Reader Support to Relieve Medical Debt

Randy will personally match the first $1,000 donated.

$13,998.80
raised of $20,000 goal
69%
Donate by Check
Avatar
This is True
Campaign Created ByThis is True

This is True has featured several stories of people using this nonprofit to relieve medical debt. I’d like to give you all a chance to be part of the stories.

Any amount will help: each dollar allows RIP Medical Debt to buy around $100 worth of debt that people cannot pay. They literally will have it wiped out so they can go on with their lives …sometimes without the survival of the loved ones who the money was spent trying to save.

Yes, it’s a crazy system we have in the U.S., and this awesome nonprofit is working to make it more sane. I will personally match the first $1,000 raised by my readers.

You can see the stories I mentioned above and more about this campaign at thisistrue.com/rip-md

Thank you for your support!

Campaign Support Recipients
Nationwide
  • Recent Donations
  • Donor Avatar
    Anonymous just donated $10.90
  • Donor Avatar
    Josh T. just donated $128
  • Donor Avatar
    Anonymous just donated $63.70
  • Donor Avatar
    Roger B. just donated $106
  • Donor Avatar
    Lindsey M. just donated $106
  • Donor Avatar
    Marianne W. just donated $128
  • Donor Avatar
    Anonymous just donated $53.20
  • Donor Avatar
    John A. just donated $318
$13,998.80
raised of $20,000 goal
69%
Donate by Check
  • Recent Donations
  • Donor Avatar
    Anonymous just donated $10.90
  • Donor Avatar
    Josh T. just donated $128
  • Donor Avatar
    Anonymous just donated $63.70
  • Donor Avatar
    Roger B. just donated $106
  • Donor Avatar
    Lindsey M. just donated $106
  • Donor Avatar
    Marianne W. just donated $128
  • Donor Avatar
    Anonymous just donated $53.20
  • Donor Avatar
    John A. just donated $318

New research on the impacts of medical debt

A new survey published by PerryUndem in 2023 shows that medical debt is a shared experience for patients across the country.

Key Findings

Patients are making tradeoffs that affect their daily lives.
  1. Nearly 7 in 10 Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill.
  2. 6 in 10 Six in ten patients report they have self-treated, delayed, or skipped dental and medical appointments. Thirty-four percent report changing the foods they eat or eating less food to afford health care.
People and patients feel trapped in debt and see no way out. They see medical debt as different from other forms of debt - entirely the fault of institutions and systems, and not something consumers have any control over.
  1. Nearly 50% Nearly half feel trapped and believe they will never be able to pay off their debt, while a third of respondents reported feeling heightened depression and anxiety.
  2. Nearly 9 in 10 Nearly 9 in 10 blame the health care industry for fueling the medical debt crisis - not patients themselves. They say the problem stems from the system putting profit over patients.

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

More Campaigns

10% Raised
$10,000 Goal
PRF Institute
Alabama Medical Debt Relief Initiative 2
Supporting: Chambers County, Alabama, Lee County, Alabama, Macon County, Alabama, Tallapoosa County, Alabama, Montgomery County, Alabama, Russell County, Alabama, Conecuh County, Alabama, Escambia County , Alabama, Lowndes County, Alabama and Wilcox County, Alabama
Help us fundraise!
$100,000 Goal
Ordinary Angels Movie
77% Raised
$10,000 Goal
37% Raised
$40,000 Goal
Greater Cleveland Congregations
GCC Color of Health Campaign
Supporting: Cuyahoga County, Ohio
89% Raised
$20,000 Goal
Jeannette Berman
Sink Maine Medical Debt
Supporting: Maine, New Hampshire and Vermont
7% Raised
$10,000 Goal
Seth
Abolish Florida Medical Debt
Supporting: Columbia, Florida, Volusia, Florida, Citirus, Florida, Hillsborough , Florida and Sarasota, Florida

Ready to Launch Your Own Debt Relief Campaign?