Trinity Episcopal Church's campaign - RIP Medical Debt

Help Our Wisconsin Neighbors Eliminate Medical Debt

Every dollar you donate forgives $100 in Medical Debt

$2,046.50
raised of $12,000 goal
17%
Campaign Created ByTrinity Episcopal Church

Trinity Episcopal Church’s campaign

Please join Trinity Episcopal Church, Oshkosh, as we seek to forgive $1.2 million in medical debt in Wisconsin. We are compelled by the love that Jesus demonstrated in his life to take on this incredible opportunity for our community to embody the values of the kingdom of God–justice, freedom, and charity. Through this campaign we can provide relief and, most importantly, hope to our neighbors burdened by crippling medical debt. Trinity will match, dollar for dollar, the first $6,000 raised in this campaign.

How it works
In the past forty years, medical costs have doubled, insurance copays and deductibles have spiked, and bankruptcy rates have quadrupled, creating an avalanche of destructive medical debt. More than 60% of bankruptcies in America have medical debt as a root cause.

  • You make a donation. We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
  • RIP buys medical debt at a steep discount. We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
  • Together we wipe out medical debt. Recipients have no tax consequences or penalties to consider. Just like that, they’re free of medical debt!

If you plan to donate via check please make it out to Trinity Episcopal Church , write RIP Medical Debt on the memo line and send it to 311 Division Street, Oshkosh, WI 54901.

If you want to learn more about Trinity Episcopal Church please visit https://www.oshkosh-episcopal.org/

Campaign Support Recipients
Wisconsin
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$2,046.50
raised of $12,000 goal
17%
  • Recent Donations
  • Donor Avatar
    Anonymous just donated $106
  • Donor Avatar
    Anne O. just donated $26.80
  • Donor Avatar
    Tom And Patti M. just donated $128
  • Donor Avatar
    Kay F. just donated $25
  • Donor Avatar
    Steve & Tami G. just donated $212
  • Donor Avatar
    Anonymous just donated $58.50
  • Donor Avatar
    Natalie J. just donated $106
  • Donor Avatar
    Helen R. just donated $50

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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