When Good Georgians Get Together, Great Things Happen Campaign - RIP Medical Debt

When Good Georgians Get Together, Great Things Happen

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Campaign Created ByHow I'd Fix Atlanta

When How I’d Fix Atlanta was created in 2022, the hope was to get people talking about ambitious ways we could make our city better. In the time since, we’ve published 17 essays (and counting!) published a print zine, and started bringing HIFA live events to stages around ATL.

With this campaign, we’re hoping you’ll help us change the lives of some of our neighbors.

RIP Medical Debt uses your donations to purchase bundled medical debt portfolios from hospitals and on the secondary debt market and then forgives that debt.

Debt relief recipients will receive an envelope in the mail from RIP letting them know that their debt has been bought by a third party and erased with no strings attached. They’ll owe nothing and face no tax penalty. It’s just gone.

On average, $1 is leveraged to abolish $100 in medical debt, and every donation through this page will be used to directly abolish medical debt in Georgia. We’ll start with the $340,000 in debt that’s currently scattered across a dozen metro-area counties. Once we’ve cleared that, we’ll expand our focus to the $4M of statewide debt in Georgia.

Our initial goal is $10,000 (which would translate to $1,000,000 in debt), but we know we can do way more than that. Please tell everyone you know and contribute whatever you can. Thanks! And remember: when good Georgians get together, great things happen.

Campaign Support Recipients
Fulton County , Georgia
DeKalb County , Georgia
Henry County , Georgia
Newton County, Georgia
Clayton County , Georgia
Gwinnett County , Georgia
Cherokee County , Georgia
Douglas County , Georgia
Pickens County, Georgia
Cobb County , Georgia
Forsyth County , Georgia
Bartow County , Georgia
Georgia
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Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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