Connecticut - RIP Medical Debt

$5,038.10
raised of $10,000 goal
50%
Donate by Check
Campaign Created ByVictor G. Villagra, MD, founder of Health & Technology Vector

Wipe Out Medical Debt in Connecticut Now!

Health & Technology Vector is launching a crowdfunding campaign to wipe-out $1,600,000 in unpaid medical debt in Connecticut. Medical debt is not a unique Connecticut problem, it is a national crisis affecting one of every five Americans. Our country is the only industrialized nation in the world with personal medical debt. Medical debt upends the lives of millions of families around the country. Click here to read their stories.

To completely abolish current medical debt in Connecticut the campaign needs to raise $10,000! People who will benefit are low income, uninsured, of all races and ethnicities but too many of them are people of color.

Having an unpaid medical debt can be a nightmare. It triggers aggressive letters, collection calls, threats of, and actual lawsuits[1], garnishing of personal income (up to 25% of take-home pay) and interest rates of up to 5%; and it ruins peoples’ credit ratings. Many patients can no longer see their doctors. Incurring a medical debt is never a deliberate choice like mortgages, credit cards, car loans, etc. which people knowingly opt into.

I urge you to consider making a tax-deductible donation to RIP Medical Debt. Any amount will help. Donations in excess of our goal will go towards debt cancellation in other states and/or future debt in Connecticut. Donors can either remain anonymous and choose to disclose the contribution amount or not. Beneficiaries are anonymous.

Thank you so much for your contribution!

Here are testimonials from individuals who have been directly impacted by RIP Medical Debt:


[1] More than 85,000 people were sued by hospitals in CT for medical debt between 2011-2017. Read more here.

Campaign Support Recipients
Connecticut
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$5,038.10
raised of $10,000 goal
50%
Donate by Check
  • Recent Donations
  • Donor Avatar
    Jessie S. just donated $100
  • Donor Avatar
    Paul G. just donated $106
  • Donor Avatar
    Analía V. just donated $106
  • Donor Avatar
    Daniel D. just donated $100
  • Donor Avatar
    Arthur & Barbara R. just donated $106
  • Donor Avatar
    Alex H. just donated $106
  • Donor Avatar
    Anonymous just donated $74.30
  • Donor Avatar
    Daren A. just donated $106

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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