How are bundled portfolios of debt chosen?
We buy the debt of those who:
- Earn less than 2x the federal poverty level (varies by state, family size)
- Debts are 5 percent or more of annual income.
- Are facing insolvency — their debts are greater than their assets.
We only buy debt that has been pre-qualified by our partners to meet at least one of these three criteria.
We never collect on debt we purchase, only forgive it.
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