How are bundled portfolios of debt chosen?

We buy the debt of those who:

  • Earn less than 2x the federal poverty level (varies by state, family size)
  • Debts are 5 percent or more of annual income.
  • Are facing insolvency — their debts are greater than their assets.

We only buy debt that has been pre-qualified by our partners to meet at least one of these three criteria. 

We never collect on debt we purchase, only forgive it.

Back to FAQ

Can’t find an answer to your question?  Get in Touch