How are bundled portfolios of debt chosen? - RIP Medical Debt

How are bundled portfolios of debt chosen?

We buy the debt of those who:

  • Earn less than 2x the federal poverty level (varies by state, family size)
  • Debts are 5 percent or more of annual income.
  • Are facing insolvency — their debts are greater than their assets.

We only buy debt that has been pre-qualified by our partners to meet at least one of these three criteria. 

We never collect on debt we purchase, only forgive it.

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