Respond - RIP Medical Debt

Did you receive an envelope from RIP?

Don't throw it away! Your medical debt has been relieved.

About RIP Medical Debt

We are a 501(c)(3) non-profit that buys and cancels unpaid and unpayable medical debt as a charitable gift. If you received one of RIP Medical Debt's envelopes, you no longer owe the medical debt listed in the letter.

Next Steps

Sharing your story makes a difference: Your voice is powerful and our work relies on inspiration. By telling your story, you can help us bring attention to the growing medical debt crisis and inspire others to support debt relief.

If you wish to remain anonymous, all identifying information will be kept confidential.

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Debt Relief FAQ

If you have questions about debt relief with RIP, we’ve compiled a list of frequently asked questions.

Frequent Questions
Learn About RIP

We know this sounds too good to be true, but we're the real thing.

Respond to a Letter

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Frequent Questions

Who is RIP Medical Debt?

We incorporated on July 25, 2014 as Medical Debt Resolution, Inc. a New York-based not-for-profit doing business as RIP Medical Debt. Our EIN number is 47-1442997. We have received recognition of our federal tax-exemption under section 501(c)(3) of the IRS code.

What is the goal of RIP Medical Debt?

RIP Medical Debt’s mission is to help families and individuals burdened by medical debt by purchasing and abolishing these debts. Our goal is to abolish billions of dollars in personal medical debt. To date, we have abolished $6,748,483,828 for over 3,619,950 individuals and families.

Are there strings attached?

No. The debt is being relieved out of a detached and disinterested generosity as a gift to the recipient. It is a statement of caring on the part of the many individual donors, philanthropists and organizations who stepped up to provide financial relief to people burdened by unpaid and unpayable medical debt. It is a collective message of care for the communities we serve and in which the recipient lives.

Why are you doing this?

Millions of families each year struggle to pay medical bills owed to physicians and community hospitals, to the detriment of the health of the medical industry and to the pain and embarrassment of the debtor patient.

The vast majority of unpaid medical accounts end up on the desks of third-party collectors and set the patient up for a campaign of phone calls and letter demands. Once a collections agency has siphoned what it can from a medical portfolio, the remaining accounts are often sold off to a second agency and the letters and calls begin anew. Our intention is to drive a stake through the heart of this debt and put it to rest, forever. RIP: Medical Debt

Do I have to pay taxes on this?

The relief of the debt does not result in income to the debtor if that relief is a gift that comes from a detached and disinterested generosity. We will not file a Form 1099-C with the IRS.