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Join our fight to end medical debt and be a source of justice in an unjust system.

Every $100 donation relieves $10,000 in medical debt

Join our fight to end medical debt and be a source of justice in an unjust system.

Every $100 donation relieves $10,000 in medical debt

Join our fight to end medical debt and be a source of justice in an unjust system.

Every $100 donation relieves $10,000 in medical debt

Join our fight to end medical debt and be a source of justice in an unjust system.

Every $100 donation relieves $10,000 in medical debt

Our Work

Every day 1 in 4 Americans choose between paying medical bills and covering basic needs.

Given the odds, you likely know a few people that are impacted by mounting medical debt.

We’ve received thousands of stories from people around the country sharing their experiences with debt relief. Here are just a few.

Meet Rochelle
Read Story
Meet Brandon & Felix
Read Story
Meet Sheila
Read Story
Meet Laura & Ben
Read Story
Meet Betty
Read Story

Rising and recurring medical expenses leave people overwhelmed, devastate their finances and can delay recovery—and it’s rarely a choice.

50%
of adults delay medical care due to the high cost.

For Black, Hispanic and low-income adults 60% delay care to avoid the high costs. Compounding the problem, delaying care can lead to the worsening of illnesses or chronic conditions, ultimately resulting in greater medical debt.

50%
of Americans can’t afford a $400 emergency expense.

That’s about 530,000 families each year.

Individuals with debt have a 3x greater likelihood to develop mental health problem such as anxiety, stress, or depression.

66%
of all US bankruptcies are tied to medical debt.

In 2019, the average ER visit by an insured patient cost $1,082.

For many, medical debt of any amount is insurmountable. The chance of incurring debt causes people to take harmful risks with their own health to avoid having debt sent to collections.

What could be possible if our country was unburdened by medical debt?

Help us find out.

Our Impact

Together we’ve relieved

$7,091,262,274

in medical debt — but there’s still a long way to go.

3,987,191 Families have had their debt relieved through your donations.

Hear Their Stories

Hundreds of Campaignsby local communities, churches, and synagogues.

Find a Local Campaign

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.


Featured Campaigns

There are millions of families in the US currently strapped by medical debt. Imagine having that weight on your shoulders, while still recovering from health issues, trying to support your family with through inflation, global unrest and uncertainty.

$9,403.40
raised to date
Campaign Created ByRIP Medical Debt

Debt Relief Story

“I was totally stunned that there are people that still care enough to pay my debt. I am telling everyone I know.”

Read More

— Adrienne
More Campaigns
12% Raised
$5,000,000 Goal
RIP Medical Debt
A Nation That Cares
Supporting: Nationwide
2% Raised
$500,000 Goal
RIP Medical Debt
140% Raised
$3,000 Goal
2% Raised
$5,000 Goal
First Congregational United Church of Christ
5% Raised
$40,000 Goal
Bethel United Church of Christ
31% Raised
$5,000 Goal
New True Vine Baptist Church
Love In Action
Supporting: Nationwide
Make a Difference

Give Now

Your donation relieves the medical debt of individuals and families across the country.

Start a Campaign

Organize a group to maximize your impact around the country, or in your local area.

Get Informed

We fight to make our health care financing system more equitable and affordable.

Our Impact

Hear stories directly from our community of debt relief recipients.