Our Work
Every day 1 in 4 Americans choose between paying medical bills and covering basic needs.
We’ve received thousands of stories from people around the country sharing their experiences with debt relief. Here are just a few.
For Black, Hispanic and low-income adults 60% delay care to avoid the high costs. Compounding the problem, delaying care can lead to the worsening of illnesses or chronic conditions, ultimately resulting in greater medical debt.
That’s about 530,000 families each year.
Individuals with debt have a 3x greater likelihood to develop mental health problem such as anxiety, stress, or depression.
In 2019, the average ER visit by an insured patient cost $1,082.
For many, medical debt of any amount is insurmountable. The chance of incurring debt causes people to take harmful risks with their own health to avoid having debt sent to collections.
Our Impact
Together we’ve relieved
in medical debt — but there’s still a long way to go.
3,987,191 Families have had their debt relieved through your donations.
Hear Their Stories
Hundreds of Campaignsby local communities, churches, and synagogues.
Find a Local CampaignHow RIP Works
Over a hundred million Americans, one in three, struggles with the weight of medical debt.
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You make a donation
We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
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RIP buys medical debt at a steep discount
We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
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Together we wipe out medical debt
People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.
Featured Campaigns
Debt Relief Story
“I was totally stunned that there are people that still care enough to pay my debt. I am telling everyone I know.”
Give Now
Your donation relieves the medical debt of individuals and families across the country.
Start a Campaign
Organize a group to maximize your impact around the country, or in your local area.
Get Informed
We fight to make our health care financing system more equitable and affordable.
Our Impact
Hear stories directly from our community of debt relief recipients.