RIP Medical Debt empowers donors to forgive billions in oppressive medical debt. We are dedicated removing the burden of medical debt for individuals and families and veterans across America.
Medical debt destroys the financial stability of large segments of America’s most vulnerable communities: the sick, the elderly, the poor, and veterans. It also targets the middle class, driving many families who are barely getting along into poverty. Medical debt isn’t the result of bad decisions. It’s a debt of necessity.
By forgiving this debt we strive to give struggling individuals, and their families, a fresh start. We hope to give those affected the ability to seek the continued medical care they need and help them back towards financial stability.
Every day, we receive messages from people who suffer under crushing debt far beyond their financial means to pay—from the son of a stroke survivor in Kentucky whose family could not keep up with their mortgage payments, to the cancer patient in Florida whose debts made it impossible for her to continue with necessary treatment. Rising healthcare costs and endless bills are leaving families with nowhere to turn.
RIP uses donors’ funds to wipe out medical debt from the neediest cases up.
Once we’ve pinpointed the portfolios for those in or near the poverty level, we buy up their debt and forgive it. Then we send forgiveness notices to the benefiting families, and subsequently help the recipients repair their credit reports—renewing their access to opportunities and resources that will allow them to rebuild and recover.
Collecting to Forgive
RIP Medical Debt was founded in 2014 by two former debt collections executives, Craig Antico and Jerry Ashton.
Over the course of decades in the debt-buying industry, Craig and Jerry met with thousands of Americans saddled with unpaid and un-payable medical debt and realized they were uniquely qualified to help these people in need.
They used their expertise and compassion to create a unique way to forgive medical debt: they would use donations to buy large bundles of medical debt and then forgive that debt with no tax consequences to donors or recipients. From this idea came RIP Medical Debt, a New York based 501(C)(3). The results have been spectacular—over $989,135,088 million in medical debts eradicated so far, providing financial relief for over 500,000 individuals and families.
The Miracle of Medical Debt Forgiveness on HBO’s Last Week Tonight with John Oliver
2 New Yorkers Erased $1.5 Million in Medical Debt for Hundreds of Strangers
Former medical debt collectors using expertise to help the neediest patients
END MEDICAL DEBT:
Curing America’s $1 Trillion Unpayable Healthcare Debt.
Amid all the urgent debate over rising healthcare costs and shrinking coverage, we have overlooked the devastating personal and social impact of an estimate $1 trillion in unpaid and unpayable medical debt.
End Medical Debt offers clear-eyed insights on America’s broken healthcare system and what we each can do about it.
Transparency & Accountability
We know it’s important that your donation is being used effectively and responsibly. We constantly strive to be transparent and accountable in everything we do.
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Your donation will forgive the medical debt of needy individuals and families across the country.