Alabama Medical Debt Relief Initiative 2
Lend a hand to your Alabama neighbors who are drowning in medical debt
To donate to this campaign by mail, please send a check:
Payable To:
RIP Medical Debt
Address:
RIP Medical Debt
P. O. Box 411675
Boston, MA 02241-1675
Memo Line:
PRF Institute — 45614
At the PRF Institute (https://www.prfministry.org), financial freedom and empowerment are at the core of our mission. Millions of Americans suffer under the burden of various debt types, which prevent them from living abundant lives. Studies show that medical debt has scaled to the top as the major contributor of debt in America today.1
Alabama’s poverty rate (16.1%) ranks seventh in the nation2, so earlier this year we decided to do something about it with our first Alabama Medical Debt Relief Initiative. In partnership with RIP Medical debt in 3Q 2023, we helped abolish $1,119, 618 of debt for 1,407 of our neighbors in Barbour, Bullock, Dallas, Montgomery, Russell, and Russell counties. Here are a few testimonies we received:
“This is absolutely God sent, it truly is a blessing. There’s no way I was ever going to be able to pay this debt, and I thank you from the bottom of my heart.” – T.B. of Fitzpatrick, AL. Amount abolished: $16,717
“I am so happy right now as I am, and will continue to try to pay my debts. But to have received this letter, saying that my debt has been paid by RIP Medical Debt [and PRF Institute], it has set the tone for the day. I can’t say a thank you enough. God has bestowed this blessing upon me.” – Susie P. of Eufaula, AL. Amount abolished: $954.22
“Thanks to RIP [and PRF Institute], I no longer have to worry about this bill affecting my credit. You have answered my prayers.” – Kenya of Montgomery, AL. Amount abolished: $654
Because more and more people need help in communities with higher poverty rates in the state, we’ve launched another campaign in Chambers, Conecuh, Escambia, Lee, Lowndes, Macon, Montgomery, Russell, Tallapoosa, and Wilcox counties.
We know first-hand that many of those we serve are plagued by past-due bills, debt collections, and derogatory credit due to medical debt. As a ministry first, we at the PRF Institute want to demonstrate our love for Christ, regardless of your faith belief, by showing love to those who need it most and in ways they can see and feel relief from NOW! Please consider donating today to remove the bondage of debt for those who are seeking FINANCIAL FREEDOM.
Please help us eliminate at least $2,500,000 worth of medical debt over the next 45 days – just in time for the holidays. We pray you join us in our efforts to help transform the economic transformation of 200,000 people over the next 7 years – it starts with YOU.
JeQuetta Canady, Program Coordinator
Dr. Nathaniel Dunlap, Jr., Executive Director
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1https://www.fiercehealthcare.com/finance/medical-debt-now-outweighs-all-other-personal-debt-us-those-medicaid-nonexpansion-states
2https://www.usnews.com/news/best-states/slideshows/us-states-with-the-highest-poverty-rates?onepage
Campaign Support Recipients
- Recent Donations
- Kathryn E. just donated $529
- Salley T. just donated $106
- Anonymous just donated $26.80
- Brianna H. just donated $26.80
- Anonymous just donated $69
- Scott C. just donated $250
- Anonymous just donated $53.20
- Anonymous just donated $26.80
To donate to this campaign by mail, please send a check:
Payable To:
RIP Medical Debt
Address:
RIP Medical Debt
P. O. Box 411675
Boston, MA 02241-1675
Memo Line:
PRF Institute — 45614
- Recent Donations
- Kathryn E. just donated $529
- Salley T. just donated $106
- Anonymous just donated $26.80
- Brianna H. just donated $26.80
- Anonymous just donated $69
- Scott C. just donated $250
- Anonymous just donated $53.20
- Anonymous just donated $26.80
New research on the impacts of medical debt
A new survey published by PerryUndem in 2023 shows that medical debt is a shared experience for patients across the country.
Key Findings
Patients are making tradeoffs that affect their daily lives.
- Nearly 7 in 10 Nearly 7 in 10 U.S. adults say they receive medical bills they cannot afford. Many are forced to delay paying the bill, put it on a credit card, or challenge the bill.
- 6 in 10 Six in ten patients report they have self-treated, delayed, or skipped dental and medical appointments. Thirty-four percent report changing the foods they eat or eating less food to afford health care.
People and patients feel trapped in debt and see no way out. They see medical debt as different from other forms of debt - entirely the fault of institutions and systems, and not something consumers have any control over.
- Nearly 50% Nearly half feel trapped and believe they will never be able to pay off their debt, while a third of respondents reported feeling heightened depression and anxiety.
- Nearly 9 in 10 Nearly 9 in 10 blame the health care industry for fueling the medical debt crisis - not patients themselves. They say the problem stems from the system putting profit over patients.
Fundraise for This Campaign
Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.
How RIP Works
Over a hundred million Americans, one in three, struggles with the weight of medical debt.
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You make a donation
We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
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RIP buys medical debt at a steep discount
We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
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Together we wipe out medical debt
People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.
Frequent Questions
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