Alabama Medical Debt Relief Initiative - RIP Medical Debt

Alabama Medical Debt Relief Initiative

Lend a hand to your Alabama neighbors who are drowning in medical debt

raised of $10,000 goal
Campaign Created ByPRF Institute

At the PRF Institute (, financial freedom and empowerment are at the core of our mission. Millions of Americans suffer under the burden of various debt types, which prevent them from living abundant lives. Studies show1 that medical debt has scaled to the top as the major contributor of debt in America today. Over the past few years and in the wake of COVID-19, many families and individuals have succumbed to crippling financial challenges that many have been unable to bounce back from. Alabama’s poverty rate (15.5%) ranks seventh2 in the nation, so we decided to take action where it matters most. Here’s one reason why we are partnering with RIP Medical Debt:

Bullock County has a 30.8% poverty rate (highest in the State), followed by Perry County (30.7%).  Greene County (27.9%) sits fifth in the State, followed by Dallas County (26.7%), where Selma sits in the heart of the state and was one of the hardest hit cities by the recent tornadoes; then Barbour County (25.5%) sits seventh in the State.  Although Montgomery County (20.4%), the home of our capital, sits in the sixteenth position, we found that it has the highest amount of medical debt.  

We know first hand that many of those we serve are plagued by past-due bills, debt collections, and derogatory credit due to medical debt.  As a ministry first, we at the PRF Institute want to demonstrate our love for Christ, regardless of your faith belief, by showing love to those who need it most and in ways they can see and feel relief from NOW!  Please consider donating today to remove the bondage of debt for those who are seeking FINANCIAL FREEDOM. 

Will you help us eliminate at least $1,000,000 worth of medical debt within one month!  

We pray you join us in our efforts to help transform the economic transformation of 200,000 people over the next 7 years – it starts with YOU. This is the first of three campaigns for 2023.

JeQuetta Canady, Program Coordinator

Dr. Nathaniel Dunlap, Jr., Executive Director




Campaign Support Recipients
Bullock County, Alabama
Barbour County, Alabama
Perry County, Alabama
Greene County, Alabama
Dallas County, Alabama
Montgomery County, Alabama
Russell County, Alabama
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raised of $10,000 goal
  • Recent Donations
  • Donor Avatar
    Anonymous just donated $529
  • Donor Avatar
    Formeeca T. just donated $26.80
  • Donor Avatar
    Justin L. just donated $53.20
  • Donor Avatar
    Anonymous just donated $106

Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

  • You make a donation

    We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.

  • RIP buys medical debt at a steep discount

    We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.

  • Together we wipe out medical debt

    People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 4x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.

We only buy debt that has been pre-qualified by our partners to meet at least one of these criteria. 

We never collect on debt we purchase, only relieve it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are relieved, the relief is a gift from a detached and disinterested third party (RIP) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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