Arkansas - RIP Medical Debt

Abolish Arkansas Medical Debt

Every dollar you donate forgives $100 in Medical Debt

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Campaign Created ByCommunity Arkansas Debt Relief Campaign

Campaign to Relieve $24M of Medical Debt in Arkansas

Even before the pandemic, Arkansas was a hotspot for medical debt. The reality is that many are buried in medical debt, struggling to provide for their households. What if we can change that and provide some much-needed relief without worrying about passing legislation? What if we can do something good for the sake of doing something good?

Working together with and for our fellow Arkansans, let’s take advantage of a program that makes possible what we likely couldn’t do on our own. Let’s create a season of jubilee for our neighbors who too often bear the weight of hardship. Let’s spread good news in the mail instead of another bill or collection notice. Every dollar goes a long way: $1, $10, or $10,000 will be multiplied to make a significant difference in someone’s life. 

Thank you for making this possible. I know we can do this, together.

Participating Organizations
Campaign Support Recipients
Arkansas
Statewide
$17,228.55
raised of $172,000.00 goal
10%
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Fundraise for This Campaign

Start a fundraiser to help those in need. Set a personal fundraising goal and track online donations easily with RIP.

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How RIP Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Here’s how we lift them up.


You make a donation

With every donation, RIP uses its precise data analytics to pinpoint the medical debt of those most in need of relief: households whose income is below twice the federal poverty line or are insolvent.

RIP buys medical debt at a steep discount

Your donations allow us to buy debt in bundles. That allows us to buy debt at a fraction of the original cost. So whatever you donate has 100x the impact.

Together we wipe out medical debt

People receive a letter that their debt is gone. No taxes. No penalties. Just like that, they're free of medical debt.

Frequent Questions

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.


Relevant Documents:

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

  • Earn less than 2x the federal poverty level (varies by state, family size).
  • Debts are 5 percent or more of annual income.
  • Facing insolvency — debts are greater than assets.

We only buy debt that has been pre-qualified by our partners to meet at least one of these three criteria. 

We never collect on debt we purchase, only forgive it.

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations, or strings attached.

For those whose medical debts are forgiven, the forgiveness is a gift from a detached and disinterested third party (RIP) as an act of generosity, so forgiveness of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Due to HIPAA laws, RIP Medical Debt cannot disclose the names of the debt relief beneficiaries.

RIP Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, RIP Medical Debt cannot abolish medical debt for specific individuals. We approach the problem of medical debt by acquiring large portfolios of debt to help thousands of people at once.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help in ways RIP Medical Debt cannot.

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Campaign Created ByRobert & Nicole
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Campaign Created ByRIP Medical Debt
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Campaign Created ByYoung Democratic Socialists